Considerations When Buying A Car In Another State
The process of shopping for a new or used vehicle has changed considerably in the last decade. Today, you have access to more inventory and can spend your time looking at safety ratings and features to determine the right vehicle for you.
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Buying a car from a seller in your own town may be the most convenient option but, going out of state may be inevitable if you want something specific. Gathering as much information as possible and knowing state-specific rules can help the process go as smoothly as possible.
Get the Vehicle History Report
The vehicle’s history report includes information such as its previous owners, open recalls and damage, accidents, repairs, and odometer readings. If you are buying the vehicle from a dealership, then they will probably provide you with the report if you ask for it. If you are purchasing from a private seller, you may have to track this report down online through a website such as AutoCheck or Carfax. Verifying that the vehicle has not been in any serious accidents that caused frame damage or the airbags to deploy helps to ensure that it is in good condition before you move forward.
Have the Car Inspected by a Third Party
Having an objective third party check out the vehicle before money changes hands can save you trouble in the future. If you are purchasing the vehicle from a dealer, book an appointment with a local mechanic and drive the vehicle there during the test drive to let them look it over. Even if the online dealership has a free return policy, returning the car can be a hassle. If you are purchasing from a private seller, you may consider hiring a mechanic to test drive and inspect the vehicle for you.
Know Your State’s Vehicle Inspection Requirements
In Nevada, only residents in Clark and Washoe Counties are required to have their vehicle inspected regularly for things such as safety and emissions. Other states such as California and Utah have more stringent requirements. To find out what is required where you live, check out your state’s Department of Motor Vehicle website.
Pay Taxes and Title and Registration Fees
When you purchase a vehicle out of state, you are required to pay the sales tax rate for the state you reside in. For example, if you live in Nevada and purchase a vehicle from Oregon, which does not have a sales tax, you still pay Nevada’s 8.1% sales tax before you register the vehicle. You are also required to pay for a new title and registration when you bring it back home.
Get Auto Insurance with Nevada Insurance Enrollment
It is important to purchase auto insurance as soon as possible to ensure your vehicle is covered. In most cases, your auto insurance policy goes into effect the day after you make the down payment. A Nevada Insurance Enrollment auto insurance agent can help you review your needs and obtain affordable coverage.
Read More: Auto Insurance in Las Vegas, Nevada
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DISCLAIMER: It is important to note that the information contained herein is made general for the purpose of explanation. You should consult your policy for exclusions or other language that may alter your policy.