Health Insurance Coverage for COVID-19 Testing
In the midst of a worldwide crisis, such as the COVID-19 pandemic, having health insurance can give you peace of mind. Most health insurance, whether it be private, employer-sponsored, military or government provided, will cover COVID-19 testing without any costs to you. When searching for health insurance, you’ll want to speak to an experienced Las Vegas, Nevada health insurance agent so that you get the right coverage that includes testing for COVID-19.
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Nevada has a SPECIAL ENROLLMENT PERIOD from 3/17/2020 to 4/15/2020.
It allows enrollment into a plan IF YOU MISSED OPEN ENROLLMENT last November/December.
Common Health Insurance Plans That Cover COVID-19 Testing
When it comes to COVID-19 testing, all ACA (Obamacare) health insurance plans will cover the cost. There are many health insurance options, and you will want to consult with a knowledgeable health insurance agent to know which plan would be most beneficial to you. In times of tragedy and uncertainty, you want to be able to rely on your health insurance coverage to cover the cost of healthcare you may need. Some of the most common health insurance plans that your health insurance agent will discuss with you in detail include:
- Nevada Health Link – If you purchased your plan through the Nevada Health Link, then your health insurance will cover COVID-19 testing. Nevada Health Link is the online marketplace where Nevada residents can shop for Affordable Care Act certified plans.
- Medicare – Medicare Part B will cover the cost associated with testing for COVID-19. Coronavirus testing conducted after February 4, 2020 is covered at no cost to the patient.
- Medicaid – Federal legislation that became law on March 18, 2020 will cover coronavirus testing. However, it is a little more complicated when it comes to treatment since states administer their own Medicaid benefits and some benefits are up to the states to include.
- Private Insurance – Private insurance in Nevada is governed by the Nevada Division of Insurance in the Department of Business and Industry. This division passed a law that ensured COVID-19 testing and treatment would be covered under private plans in Nevada that are ACA compliant.
The many options for health insurance ensures you can choose a health insurance plan that best fits your needs. Choosing the right plan means you won’t have to worry about out-of-pocket expenses when it comes to COVID-19 testing. Because many people are experiencing financial and other burdens during this global catastrophic event, you can have peace of mind knowing you won’t have to worry about paying for COVID-19 testing.
Contact Nevada Insurance Enrollment
Health insurance can be a confusing subject. There are so many plans and options from which to choose. Making the right decisions can be difficult especially if you don’t really know which type of health insurance coverage will meet your needs. One of the most important steps in choosing health insurance is to speak to a knowledgeable Las Vegas, Nevada health insurance agent. You’ll receive the proper guidance and explanations of coverage available to you which will allow you to make an informed decision about your health insurance plan.