♦ GUARANTEED LOWEST RATES
♦ FREE Insurance Quotes
♦ Fast, friendly service from licensed insurance agents
♦ Fast enrollments. Get enrolled in only 10 minutes!
♦ No additional Broker Fee (the service we offer is FREE)
♦ Ability to enroll online, over the phone, or in person
We are a local Las Vegas, family owned insurance agency. We work hard to fit you into the smartest, most affordable insurance that meets your needs. We will take you step-by-step through the available options and find the one best suited for you.
Our friendly, knowledgeable and licensed insurance agents make it EASY to enroll and are available all year long – year after year. We have been helping people find the right insurance coverage and get the most for their money for years.
As your agent, we will always be here to answer your calls and your questions. That’s right, you will always speak to your agent (the one person that knows you and your situation) not a different person every time you call a 1-800 number out of state or out of the country.
We are local and living right here in Nevada. If you want an agent that actually cares about you, and understands local plans and policies, you’ve come to the right place.
Having an insurance agent doesn’t cost you anything (the service we offer is FREE) because the insurance company pays us to assist you. Plus, our service doesn’t stop once you purchase a plan, you’ll get help and expert advice with your initial sign up and through every step of owning an insurance policy.
So why not have an educated, experienced and caring professional at your service (that has years of experience and dozens of insurance companies to choose from) shop around for you…at no additional charge!
Insurance agents are professionals who specialize in connecting people with the insurance policies that are right for them. They help the customers understand their insurance coverage and how their choices will affect their tax return, preventing costly pitfalls and gaps in coverage. Customers who work with insurance agents receive the insurance policies that are tailored to their needs at the best price available.
The best part of all? The services of an insurance agent are free to customers. That’s right; insurance agents are paid by the insurance company, meaning that customers have access to this specialized assistance while someone else pays the bill.
♦ They STUDY plans and benefits and help you choose the one that’s best for you
♦ They UNDERSTAND how the insurance industry works
♦ They handle any MEMBERSHIP communication you’ll need with the insurance company
♦ They help you understand how your CHOICES will affect your tax return
♦ They HELP you, and are available year after year, all year long
♦ They KNOW what’s happening in the Insurance industry and can see problems before they happen
♦ They ASSIST with billing questions or claims problems and so much more
♦ They GUIDE you to avoid very costly pitfalls
♦ They are FREE to use. Why would you NOT use an agent or broker?
The most important reason to have an insurance agent is to have someone willing to stay up to date with current plans, rates, programs etc.
Having an agent doesn’t cost you anything; your rates will be the same with or without an agent. The insurance company pays the agent to assist you. So it just makes sense to have a professional evaluate your circumstances at least once a year to make sure you are in the very best place for your needs and budget.
Assigning a Licensed Insurance Agent to your account will allow that agent to be your advocate for any of your insurance needs.
Think that cutting out the middleman always saves money? Think again! Using the specialized services of a professional insurance agent in Las Vegas, Nevada doesn’t cost you a dime. Sure, you could do all of the footwork yourself. But spending hours wading through industry jargon and cross-checking policies won’t save you any money. In fact, you may be at risk of under-insuring your assets, potentially jeopardizing your financial security. Working with an insurance agent ensures that you get the best insurance coverage for your needs and lifestyle at the best rate available.
When it comes to shopping around for insurance, it can be hard to ensure that you’re making accurate comparisons. Products, policy limits, deductibles, premiums, and available discounts all vary from one company to another, making it difficult to accurately evaluate prices and coverage options. An insurance agent has the knowledge and expertise to accurately cross-compare insurance companies.
Unless you have a background in the insurance industry, understanding the coverage options that you have available can be difficult. Your insurance agent sits down with you to discuss a full range of factors, including your budget, lifestyle, and the value of your assets, and then tailors an insurance policy that is just right for you. On top of that, if you ever need to file a claim, your insurance agent has your back and can help guide you through the process from start to finish.
We are a “Broker” which means we do not work for just one insurance company but actually shop numerous insurance companies. We work hard to fit you into the absolute smartest, most affordable, and best plan that conforms to your income and your needs. We work for YOU, not the insurance company. We will personally take you step-by-step through all the plans (from all the available insurance companies) and find the one best suited for you.
Our friendly, knowledgeable and licensed insurance agents make it EASY to enroll and are available all year long – year after year. We have been helping people find the right insurance coverage and get the most for their money for years. If you want an agent that actually cares about you, you’ve come to the right place.
Having us as your agent will also allow us to be your advocate for any of your insurance needs or problems. After you’ve enrolled into insurance, we’ll be here for any membership communication you’ll need with the insurance company, assist with billing questions or claims problems and so much more. But most importantly…do it with a pleasant and informed attitude. We will always be here to answer your calls and your questions, we are local and will be here when you need us.
1). Choose how you want to apply for coverage (over the phone, in person, online)
♦ Over the phone: simply call (702) 898-0554 for great rates and service
♦ In person
♦ Online: CLICK HERE and follow the prompts for a FREE insurance quote
2). If needed, familiarize yourself by choosing a category below
Auto Insurance is designed to cover most, if not all of the expenses that result from an accident. Auto insurance covers you up to the limits you choose, ensuring that a collision or any accident doesn’t financially devastate you. Auto insurance also ensures that the victim of a car accident receives fair compensation.
Car accidents can be expensive, and that’s where auto insurance comes in. In fact, a single collision can set you back tens of thousands of dollars, especially if medical bills are involved. Obviously, not too many drivers can pay out of their pocket for unplanned accidental expenses like that. But whether you can afford it or not, if you’re responsible for an accident, you’ll have to pay to get the other driver (and yourself) back to pre-accident condition.
Health Insurance is a type of insurance that helps cover the high cost of medical and surgical expenses. Health Insurance helps pay for health care and protects you from paying the full costs of medical services when you’re injured or sick.
Unlike Group Insurance you get from your employer or spouse’s employer, Individual and Family Health Insurance you purchase on your own. When you buy insurance on your own, it is a private health insurance plan.
Similar to choosing other types of insurance like auto, home or life insurance, you can choose from a variety of insurance company’s and many levels of plan coverage (Platinum, Gold, Silver, Bronze) to meet your budget and health care needs. Health insurance plans vary in deductibles, costs, co-pays, prescription costs, networks of doctors and hospitals etc., and what you’ll have to pay.
Medicare is a federal health insurance program that pays for a variety of health care expenses. Medicare is administered by the Centers for Medicare & Medicaid Services (CMS), a division of the U.S. Department of Health & Human Services (HHS). Medicare is health insurance for Americans 65 or older (or under 65 years old with specific disabilities) or anyone at any age with End Stage Renal Disease (ESRD) or Lou Gehrig’s Disease.
Most U.S. citizens earn the right to enroll in Medicare by working and paying their taxes for a minimum required period. Even if you didn’t work long enough to be entitled to Medicare benefits, you may still be eligible to enroll, but you might have to pay more.
Final Expense Insurance (also known as: Funeral Insurance / Burial Insurance / End of Life Insurance / Cremation Insurance), are specifically designed to cover the costs of funeral services (burials or cremations), and ANY other expenses you may leave behind when you pass. It is insurance money, in the form of a check, that is sent to your loved ones (who are called the beneficiary) immediately upon your passing.
These Whole Life Insurance Policies ensure that loved ones left behind will have time to grieve and will experience peace of mind knowing the costs are going to be covered with insurance. They won’t have to panic or scramble around trying to figure out how to pay for these expenses. Your loved ones (beneficiary) will receive the insurance money quickly. The check comes untaxed, and does not go through probate.
Group Health Insurance coverage is a health insurance policy that is purchased by an employer and is offered to employees (and typically to the employees’ family members) as a benefit of working for that company. Group Health Insurance is usually part of a comprehensive benefits packages that employers provide for employees.
Millions of Americans have health insurance coverage through their employer or the employer of a family member. Typically, employers will pay at least half (and up to 100%) of the monthly premium for an employee.
Dental Insurance is designed to pay a portion of the costs associated with dental care and works in much the same way that medical insurance works. For a specific monthly premium, you are entitled to certain dental benefits. These benefits usually include regular checkups, cleanings, x-rays and certain services required to promote general dental health. Some plans will provide more coverage than others and some will require a greater financial contribution on your part when services are provided.
Vision Insurance is typically a supplemental insurance to other types of medical insurance policies. Vision Insurance will help offset the costs of routine checkups as well as help pay for prescription glasses or contact lenses. Some plans also offer discounts on corrective surgery such as LASIK.
Travel Medical Insurance (health insurance while traveling), is for travelers who are leaving the United States and want to have health insurance coverage on their trip. It is sometimes called Worldwide Medical Insurance, International Medical Insurance, International Travel Insurance or Worldwide Health Insurance.
Are these low cost Health Insurance plans right for you? You will go through an underwriting process, which means these health insurance plans will look at your “pre-existing conditions”. These plans work best for those individuals and families that don’t have pre-existing conditions. Short Term Insurance, is not compliant with the Affordable Care Act.
♦ These plans DO NOT cover pre-existing conditions, wellness visits, mental health, others.
♦ These plans DO cover hospitals, surgery, outpatient procedures, doctors, specialists, radiology, urgent care ($75 copay), emergency room, labs, ambulance, DME, home health care, supplies, prosthetics, rehabilitation, radiation and chemo, transplant expense, others.
Short Term Health Insurance is usually purchased for short periods when waiting for a regular major medical insurance policy to begin. Sometimes Individuals and Families will use short term policies instead of getting a regular major medical policy. Short Term Health Insurance many times is used in between semesters for College students, in between jobs after you’ve quit a job and waiting for your benefits to begin at your new job. Athletes will use short term policies to cover sport seasons.