Are You Eligible For A Health Insurance Subsidy?

Have you or your family been offered health insurance at work?  If the insurance was “affordable” you won’t be able to receive a subsidy from the government.

Employer coverage is considered “affordable” (meaning you are not eligible for a subsidy) if the lowest priced plan offered by your employer (for employee only coverage – not family, just employee) is not greater than 9.78% of annual household income.

Call For FREE Help (702) 898-0554

Have You Been Offered Health Insurance At Work?

Anyone in the family that is offered employer-sponsored coverage will most likely NOT be eligible for a subsidy.  Whether you accept that coverage or not.

The rules of health care reform are that if the EMPLOYEES PORTION of the CHEAPEST health insurance plan offered by the employer is less than 9.78% of the employee’s “household” income, then the employee and their families are BLOCKED from getting a subsidy.

I have been offered Health Insurance coverage at work…what do I do?

If it’s NOT “affordable”, you can continue to enroll and apply for a subsidy CLICK HERE.

If it IS affordable, you can look at plans “Off Exchange” (without a Government subsidy) to have more PPO options CLICK HERE.

Call Us For Assistance

(702) 898-0554

Get a Fast & Free Online Quote

You can’t have an employer offering health insurance to you AND receive a subsidy. If you ignore this rule, you will find yourself paying back the IRS for the entire subsidy. If you receive a subsidy you were not supposed to have, you’ll have to pay it back on next year’s tax return. It is VERY important you are honest and accurate when stating your income as well as health insurance options offered at yours or your spouses work.

Related Articles:

What is a Government Health Insurance Subsidy?

Health Insurance and your Taxes – Important! Must Read.

Be Careful Stating Your Income For Health Insurance Subsidy

Health Insurance Subsidy aka Advanced Premium Tax Credit

 

Read More: Health Insurance in Las Vegas, Nevada

 

Call us for assistance

(702) 898-0554

 

Serving Las Vegas, Henderson, North Las Vegas and the entire state of Nevada

Three Ways to Enroll

1).  Apply by Phone

(702) 898-0554

2).  Apply in Person

(by appointment ONLY)

Please call to make an appointment

3).  Online Quote

Path Image - Insurance is confusing

Search This Website

Enter a search term here

Search
Generic filters
Exact matches only
Search in title
Search in content

Why Go Anywhere Else?

When you can have an experienced and caring professional guide you.
Insurance Quotes | Plans | Coverage
Nevada Insurance Enrollment small logo - Insurance Agency in Las Vegas, Nevada
Read why it’s smart to use an insurance agent