NEW
Extended Hours For Open Enrollment
Open Enrollment
Extended Hours


You have been directed to this page because…
You Make Too Much Money


Or
You Do Not Want a Subsidy


If you do not want a subsidy, or make too much money to qualify for a subsidy, you can shop for health insurance OFF Exchange (in the private market). In Nevada we have HMO, EPO, and PPO health insurance plan options available to enroll into. When you buy a health insurance plan in the private market, you don’t need to disclose your income or worry about updating your account throughout the year. You set it and forget it. In addition, the prices “OFF Exchange” are often less expensive than “ON Exchange”.
These plans are Qualified Health Plans that contain the 10 Essential Health Benefits that cover pre-existing conditions, no matter what the condition is.


click here
This will determine your MAGI (Modified Adjusted Gross Income)
Using your MAGI, this chart will help determine if you qualify for a subsidy
Begin comparing plans and selecting your coverage:
Use the Nevada counties map to verify insurance availability
Choose between Platinum, Gold, Silver, or Bronze levels to balance your monthly premium with your potential out-of-pocket costs.
Verify doctor and hospital networks, prescription coverage, and available urgent or emergency care.
Compare available insurers and plans, reviewing premiums, deductibles, co-pays, coinsurance, and out-of-pocket maximums.
Step #3
Coverage by Location


♦ HMO
♦ ON Exchange and OFF Exchange
>> ON Exchange: Serving ALL Nevada counties
>> OFF Exchange: Clark, Nye, Washoe
♦ EPO
♦ OFF Exchange only
♦ Clark County only
♦ HMO
♦ Referrals to see a specialist are not required
♦ ON Exchange and OFF Exchange
♦ Serving ALL Nevada counties
♦ Offering HMO & EPO in select counties
♦ OFF Exchange only
♦ Serving Carson City, Lyon, Washoe, Douglas, Storey
♦ HMO & EPO
♦ ON Exchange and OFF Exchange
♦ OFF Exchange – Carson City, Lyon, Washoe, Douglas, Storey, Nye, Clark
♦ ON Exchange – Serving ALL Nevada counties
♦ PPO only available for “Catastrophic” plans (under 30 years old)
♦ HMO & EPO
♦ ON Exchange only
♦ Serving Nye and Clark County
♦ HMO
♦ ON Exchange only
♦ Serving Carson City, Washoe, Douglas, and Storey
♦ HMO
♦ ON Exchange only
♦ Serving Washoe, Nye and Clark County
♦ HMO
♦ ON Exchange only
♦ Serving Washoe, Nye and Clark County
♦ HMO
♦ ON Exchange only
♦ Serving ALL Nevada counties
Step #4
Select a Metal Tier


Step #5
Compare Plan Networks & Coverage


Step #6
Select a Preferred Carrier


New for 2026
Battle Born State Plans are Affordable Care Act certified health plans designed to meet premium reduction targets.
(702) 898-0554
or
click here
OR
Enrolling into a health plan is fast and easy when you call one of our licensed and experienced health insurance agents.




Then, when they find themselves in the hospital, they suffer the consequences of not understanding what they purchased and being severely underinsured.
Once you’ve terminated your qualified health insurance plan, if you don’t have a life event, you won’t be able to sign up for a new plan until the next Open Enrollment.
















We help clients all across Nevada. Whether you’re in Las Vegas, Reno, or anywhere in between.
You can enroll right from home! Call us, hop on a video chat, or join a secure screen-share session where you’ll see your agent’s screen as they walk you through every step of your enrollment.