Competition in Healthcare Keeps Costs Down
The Affordable Care Act has brought health insurance to more Americans than ever before. However, while access to care has improved, the entire system is still inefficient, unreliable and cost-prohibitive. Among the primary causes of this persistent problem is the lack of competition. Consumers still have limited options when it comes to health insurance and health care providers.
More Health Insurance Options in 2020
Traditionally, short-term health insurance plans have been used during times of transition, allowing people to keep health insurance coverage while they’re waiting to obtain long-term comprehensive coverage. In most cases, limited-duration health insurance policies were available for three-month periods. However, as of this current date, 11/15/2019, these plans can be extended to 6 months in Nevada. The plans cannot be renewed. They do not provide pre-existing coverage, most wellness, and Rx is limited. The short term plans, however, provide great coverage for things that happen suddenly and unexpectedly. This option does provide Nevadans with some real insurance protection that is less expensive than an ACA plan. We caution, however, they are not a long term substitute for an ACA plan.
10/1/2019 Changed Everything For Nevadans
Prior to 10/1/2019, insurance companies were required to offer insurance to anyone covering pre-existing conditions with a 90 day wait, but that option is no longer available. This is why “Open Enrollment” from 11/1 to 12/15 of each year is more important than ever.
Signing Up for Health Insurance in 2020 with Nevada Insurance Enrollment
To find out more about the health insurance options available to Nevada residents in 2020 and to get help with finding the best plan for you, talk to a health insurance agent at Nevada Insurance Enrollment. We specialize in helping Nevadans navigate the ever-changing health insurance landscape and find a plan that is right for them, whatever their healthcare needs and budget.
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Nevada Health CO-OP Calls it Quits
Nevada Health Coop will NO LONGER be offering insurance after 2015. They will continue to be operational throughout 2015, so if you happen to have Nevada Health CO-OP as your insurance company, your claims will still be paid. You can still go to doctors, however, you’ll need to select a new plan for 2016
Value of Your Vehicle After an Accident
If you’re hit in an accident, the at-fault party’s auto insurance company is responsible for getting your vehicle back to pre-accident condition by making any necessary repairs. However, even if your vehicle is restored to its pre-accident condition, it may not be restored to its pre-accident value.
What Does the Term Betterment Mean in Auto Insurance?
After an accident, it’s an insurance company’s job to pay for any repairs necessary for getting your vehicle back to pre-accident condition. But what happens if an old tire is damaged during an accident? For safety reasons, your auto insurance company would pay for a new tire to be put on your vehicle.