Nevada Health Link Gets New Director
We have a new Director overseeing the Nevada Health Link website. His name is Bruce Gilbert. We wish Mr. Gilbert all the luck and success in the world, and have high hopes for him fixing many of the problems that Nevada’s residents have experienced during the 1st enrollment season.
Nevada Health Link Gets 5 Insurance Companies
There will now be five insurance companies selling their health insurance plans on the Nevada Health Link website for this next upcoming open enrollment.
These are “On Exchange” Plans.
The five insurance companies are:
♦ Anthem Blue Cross and Blue Shield
♦ HPN (Health Plan of Nevada)
♦ St. Mary’s (recently changed to “Prominence”)
♦ Nevada Health CO-OP (a not-for-profit health insurance company)
♦ Time Insurance Company (otherwise known as Assurant)
Recent Posts
What is Co-Insurance?
Co-insurance means two parties will be paying for the bill. “Co” means joint, mutual, two, or more. The health insurance company will usually pay the larger amount (example 70%) and you as the member will usually pay the lesser amount (example 30%). This would be considered co-insurance 70/30. This (co-insurance) usually happens AFTER the deductible is met.
Health Insurance Coverage Effective Dates
Once you have picked a health insurance policy and paid your first month’s premium, you probably expect your coverage to begin immediately. However, depending on when you enrolled and under what circumstances, you may have several weeks before your health insurance coverage takes effect.
Health Insurance ‘Metal’ Plans Explained
Health insurance companies that sell plans on the Health Insurance Marketplace can offer four types of qualified health insurance plans, including Bronze, Silver, Gold, and Platinum. The plan you choose determines not only the premium you pay but also what portion of your health costs you pay.