Nevada Health Link Gets New Director
We have a new Director overseeing the Nevada Health Link website. His name is Bruce Gilbert. We wish Mr. Gilbert all the luck and success in the world, and have high hopes for him fixing many of the problems that Nevada’s residents have experienced during the 1st enrollment season.
Nevada Health Link Gets 5 Insurance Companies
There will now be five insurance companies selling their health insurance plans on the Nevada Health Link website for this next upcoming open enrollment.
These are “On Exchange” Plans.
The five insurance companies are:
♦ Anthem Blue Cross and Blue Shield
♦ HPN (Health Plan of Nevada)
♦ St. Mary’s (recently changed to “Prominence”)
♦ Nevada Health CO-OP (a not-for-profit health insurance company)
♦ Time Insurance Company (otherwise known as Assurant)
Recent Posts
Term Life Insurance vs. Whole Life Insurance
Term life insurance policies will often have terms of one year to 30 years. Typically, the monthly premium (monthly payment) stays the same throughout the term of the policy. Whole life insurance provides coverage your whole life and it includes something called “cash value”. Think of it like a mini savings account attached to the policy.
Rental Reimbursement vs. K4 or K5 Coverage
Rental reimbursement would reimburse you for either your daily rental charges or your policy limit, whichever is less. It can be used after any covered collision or comprehensive loss (assuming you carry collision and comprehensive coverage). K4 and K5 coverage can also help with post-accident “loss-of-use” costs.
Insuring and Preparing a Teenage Driver
Statistically speaking, young drivers are the riskiest group on the road. Studies have shown that they’re more likely to exhibit dangerous behavior like speeding or texting while behind the wheel.