Nevada Health Link Gets New Director
We have a new Director overseeing the Nevada Health Link website. His name is Bruce Gilbert. We wish Mr. Gilbert all the luck and success in the world, and have high hopes for him fixing many of the problems that Nevada’s residents have experienced during the 1st enrollment season.
Nevada Health Link Gets 5 Insurance Companies
There will now be five insurance companies selling their health insurance plans on the Nevada Health Link website for this next upcoming open enrollment.
These are “On Exchange” Plans.
The five insurance companies are:
♦ Anthem Blue Cross and Blue Shield
♦ HPN (Health Plan of Nevada)
♦ St. Mary’s (recently changed to “Prominence”)
♦ Nevada Health CO-OP (a not-for-profit health insurance company)
♦ Time Insurance Company (otherwise known as Assurant)
Recent Posts
What is Subrogation?
Even if it’s been determined that you definitely are not responsible for the accident, you can file a claim under your own comprehensive coverage and pay your deductible. Then, because it’s the financial responsibility of the at-fault driver and their insurer to get you back to pre-accident condition, your insurance company would use subrogation to file a claim with the other insurance company. This will allow them to get back any money paid out for repairs, including your deductible.
Nevada Health CO-OP Calls it Quits
Nevada Health Coop will NO LONGER be offering insurance after 2015. They will continue to be operational throughout 2015, so if you happen to have Nevada Health CO-OP as your insurance company, your claims will still be paid. You can still go to doctors, however, you’ll need to select a new plan for 2016
Value of Your Vehicle After an Accident
If you’re hit in an accident, the at-fault party’s auto insurance company is responsible for getting your vehicle back to pre-accident condition by making any necessary repairs. However, even if your vehicle is restored to its pre-accident condition, it may not be restored to its pre-accident value.