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Understanding Your New Health Insurance Plan

by | Dec 10, 2024

What To Do Before Your Health Insurance Coverage Begins

If you’ve recently enrolled in a health insurance plan, there are several things that you can do while you’re waiting for your coverage to begin. Being proactive while you’re waiting for coverage can ensure that you receive quality healthcare.

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Understanding Your New Health Insurance Plan

Watch The Mailbox

While most hospitals, clinics and pharmacies can track down your health insurance information even if you don’t have your physical insurance card handy, this can be a tremendous hassle that may result in you paying for covered expenses out of pocket. After you’ve enrolled in a health insurance plan, keep an eye on your mailbox and email account to ensure that you receive important documents from your new health insurance provider, including your health plan ID card.

 

Visit Your Health Insurance Provider’s Website

While you probably visited your new health insurance provider’s website before your enrollment, this is a good time to visit the site again and learn how to navigate it. Some things to pay attention to are the pages that list in-network doctors and hospitals, coverage details, claim details and account balances. While you’re at it, this is also a good time to find out if your health insurance provider has a mobile app that you can download to your mobile device. Mobile apps are a convenient way to find care providers or view your digital insurance plan ID card.

 

Explore Your Network

Making the mistake of visiting an out-of-network healthcare provider can cost you money. Even if you choose a doctor or clinic that accepts your health insurance, that doesn’t necessarily mean that they are an in-network provider. Your health insurance agent may be able to provide you with a brochure from your new health insurance company that outlines in-network clinics that you can visit.

Quote and or Enroll

Select a Doctor

Once you’ve familiarized yourself with the in-network healthcare providers in your area, you should choose a primary care provider that’ll provide your routine care.

 

Schedule A Doctor’s Appointment

Once you’ve found a primary care provider, it’s time to schedule an appointment. Just make sure that your appointment date is set for after your coverage begins, or you may find yourself with a hefty bill.

 

Read This Additional Article

It will help you understand all the available options and services of your new health plan.

♦ Get The Most From Your Health Insurance Plan

https://www.nevadainsuranceenrollment.com/health/health-plan-benefits/

 

Let Nevada Insurance Enrollment Assist You With Understanding Your New Health Plan

Your health insurance agent from Nevada Insurance Enrollment doesn’t just help you find and sign up for a health insurance plan; they are also a valuable resource for helping you find out what your plan covers. To learn more about the health insurance plan that you enrolled in with Nevada Insurance Enrollment or to find a health insurance plan that will fit your budget and lifestyle, contact one of our health insurance agents today.

Health Insurance, Vision Insurance or Both?

Health Insurance, Vision Insurance or Both?

Vision insurance pays for a portion of expenses such as basic preventative care, including vision tests and eye exams. It also covers eyeglasses, including the lenses and the frames, and/or contacts. Depending on your plan, there may be additional benefits, such as coverage for daily disposable contacts.

Comparing Medicare Advantage To Medicare Supplement

Comparing Medicare Advantage To Medicare Supplement

During the Medicare Annual Election Period (AEP), which is from October 15th through December 7th each year, many people may ask the question, “Do I want a Medicare Advantage Plan or a Medicare Supplement Plan (Medigap)?”

Can You File for Medical Bankruptcy?

Can You File for Medical Bankruptcy?

The short answer is yes; medical debt is considered non-priority unsecured debt and can be discharged in bankruptcy. While you cannot target medical debt in bankruptcy, this process can help lower payments or eliminate the debt altogether.

 

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What is a Health Insurance Subsidy?

A “Subsidy” is a special tax credit that you can take to help lower the cost of your monthly health insurance premiums. If you qualify for a Health Insurance Subsidy, it’s kind of like getting a gift card from the Government to help pay your health insurance premium. This subsidy is sent directly to the insurance company, which pays a portion of your premium, and you will be responsible for paying the remaining balance.

Medicaid Basics To Know

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