Re-posted on 4/24/19

In Network:

This refers to the groups of doctors, hospitals and other medical professionals who have been contracted to provide discounted healthcare services to your health insurance carrier’s customers.

Out-of-Network:

This term typically refers to any doctors, hospitals or other healthcare providers considered to be non-participants by your insurance plan (HMO, POS, or PPO).  Depending on your plans guidelines, services provided by out-of-plan providers may not be covered, or only covered in part.

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