NO Subsidy
Health Insurance
Purchase Health Insurance
With NO Subsidy
OFF Exchange
You have been directed to this page because…
You Make Too Much Money
Or
You Do Not Want a Subsidy
Why No Subsidy?
If you do not want a subsidy, or make too much money to qualify for a subsidy, you can shop for health insurance OFF Exchange (in the private market). In Nevada we have HMO, EPO, and PPO health insurance plan options available to enroll into. When you buy a health insurance plan in the private market, you don’t need to disclose your income or worry about updating your account throughout the year. You set it and forget it. In addition, the prices “OFF Exchange” are often less expensive than “ON Exchange”.
These plans are Qualified Health Plans that contain the 10 Essential Health Benefits that cover pre-existing conditions, no matter what the condition is.
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(702) 898-0554
Health Insurance Quotes
Health Insurance Agent
Or… Just Call Us
(702) 898-0554
Fast and Easy – With Expert Help
One of our licensed agents will guide you step-by-step through your enrollment, answer your questions, and help you find the plan that’s right for you.
Begin Quote
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Step #4
Select a Metal Tier
PLATINUM | GOLD | SILVER | BRONZE
Platinum
covers90%of your medical bills until you reach your out-of-pocket maximum
Gold
covers80%of your medical bills until you reach your out-of-pocket maximum
Silver
covers70%of your medical bills until you reach your out-of-pocket maximum
Bronze
covers60%of your medical bills until you reach your out-of-pocket maximum
Step #5
Compare Plan Networks & Coverage
Focus on What Matters Most
When researching health insurance plans or speaking with your agent
Review Key Coverage Details
Then evaluate the options that best fit your needs
Start With the Essentials
-
Doctors & Clinics:
Check that your preferred providers are in-network
-
Prescriptions:
Verify your medications are covered
-
Hospitals & Urgent Care:
Make sure your nearby facilities are included
-
Plan Type:
Decide whether you want an HMO, PPO, or EPO
-
Travel Coverage:
See if you’re covered when traveling or relocating
-
Costs:
Compare deductibles, copays, and coinsurance
-
Out-of-Pocket Limit:
Note the maximum you might pay in a year
Then Consider Your Specific Needs
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Chronic Conditions:
Coverage for ongoing care like diabetes, heart disease, or high blood pressure
-
Rehabilitation & Recovery:
Coverage for physical therapy, pain management, or post-surgery care
-
Behavioral Health Services:
Coverage for counseling, mental health, or substance abuse programs
-
Virtual Care Options:
Check if the plan includes telehealth or online visits, and whether your providers participate
-
Specialist Access:
Confirm that the types of specialists you may need (e.g., cardiologists, endocrinologists, orthopedists) are available in-network
Step #6
Select a Preferred Carrier
Health Insurance
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