Health Insurance in Las Vegas, Nevada with NO Subsidy

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Call or Click to Get a Quote

(702) 898-0554

Individual and Family Health Insurance

with NO Government Subsidy

“Off Exchange”

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Individual and Family Health Insurance

with NO Government Subsidy

“Off Exchange”

Call or Click to Get a Quote

(702) 898-0554

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You make too much money to qualify for a subsidy

You make too much money to qualify for a health insurance subsidy

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You do not want a subsidy

You do not want a health insurance subsidy

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Call Us! (702) 898-0554

We Are Insurance Experts, Let Us Guide You

We will work hard to fit you into the smartest, most affordable plan that meets your needs. Our friendly, knowledgeable and licensed health insurance agents make it easy to enroll and are available day after day, all year long, year after year. They will take you step-by-step through the available options and find the plan that’s best suited for you. We have been helping people find the right health insurance coverage and get the most for their money for years.

Enrolling into a Health Insurance Plan WITHOUT a Government “Subsidy”

Each year, you can only buy Health Insurance during “Open Enrollment” which is November 1st through January 15th

* Unless you have a Life Event ie. Marriage, Divorce, Relocation, Birth, etc.

Open Enrollment Health Insurance calendar
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HMO

Nye, Washoe, Clark

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HMO

All Nevada Counties

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HMO and PPO

Select Counties

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EPO

All Nevada Counties

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HMO

Nye and Clark

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EPO

Clark County only

Call For FREE Help

(702) 898-0554

Why No Subsidy?

If you do not want a subsidy, or make too much money to qualify for a subsidy, you can shop for health insurance Off Exchange (in the private market). In Nevada we have HMO, EPO and PPO health insurance plan options available to enroll into. When you buy a health insurance plan in the private market, you don’t need to disclose your income or worry about updating your account throughout the year. You set it and forget it.

10 Essential Health Care Benefits that cover Pre-existing Conditions

These plans are Qualified Health Plans that contain the 10 Essential Health Benefits) that cover pre-existing conditions, no matter what the condition is.

Health Insurance Enrollment is only available during Open Enrollment each year, unless you have a Qualifying Life Event.  Enrolling into a health plan is fast and easy when you call one of our licensed and experienced health insurance agents.

OPEN ENROLLMENT IS SO IMPORTANT NOW!

Please think twice about going without Health Insurance this year. If you miss Open Enrollment, you will be missing your only opportunity to get an ACA Qualified Health Plan that covers pre-existing conditions, mental health, wellness/preventative, Rx, and all the other ACA benefits you find in a “Qualified Health Plan”. Unless you have PROOF of a Qualifying Life Event ie. Marriage, Divorce, Relocation, Birth, etc., or someone in your family gets a job that has benefits through an employer, etc.

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PPO Health Insurance Plans

Buying Health Insurance Off Exchange simply means NOT enrolling on the Governments website. Currently in Nevada, purchasing health insurance “Off Exchange” allows you to have more insurance plan choices from a larger group of Health Insurance companies. In Nevada, we currently have Sierra Health and Life, Hometown Health, HPN (Health Plan of Nevada), and Anthem Blue Cross Blue Shield.

PPO Health Insurance

The only PPO plan available (currently) “Off Exchange” is Hometown Health if you reside in Nye, Washoe, Clark, Lyon, Carson City, Douglas and Story counties.

You’ll have coverage all year long, provided you make your payments on time each month. Open Enrollment is OPEN. What this means is that you can make changes to your health insurance plan, health insurance company, change from Gold to Silver or Silver to Bronze, or any change you wish. If you missed last year’s open enrollment, or you want off of Cobra coverage, and want to make a change, open enrollment is your one and possibly ONLY chance! Remember starting 2020, in Nevada, you can only buy a health insurance plan during Open Enrollment unless you have a Life Event.

Health Insurance Agent in Las Vegas, Nevada

Serving Las Vegas, Henderson, North Las Vegas and the entire state of Nevada

Three Ways to Enroll

1).  Apply by Phone

(702) 898-0554

2).  Apply in Person

(by appointment ONLY)

Due to Covid-19, we’ll be conducting phone appointments

3).  Enroll Online

an agent will call you

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