What Are Aftermarket Parts?

When paying for repairs after you’ve been in an accident, your auto insurance company may prefer to replace certain damaged parts with aftermarket parts. Unlike OEM parts, (Original Equipment Manufacturer) which are made by the original manufacturer, aftermarket parts are usually made by another company. Aftermarket parts are a cost-effective alternative to OEM parts, saving money for your insurer, and by extension, you, but that doesn’t mean that their quality is inferior.

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Aftermarket Parts and How Your Auto Insurance May Use Them

Are Aftermarket Parts Inferior?

It’s a common misconception that aftermarket parts are not as good as their OEM counterparts; in fact, in many cases, they may actually be better. Quality aftermarket parts are often made with better material and use more advanced technology than the original manufacturer part. This means that you’re getting a part that is at least as good, if not better, then what you originally had.

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Not all aftermarket parts are created equal, so how do consumers know whether or not they’re getting good aftermarket parts? That’s where the Certified Automotive Parts Association, or CAPA, comes in. This company, which is not affiliated with any manufacturers, operates a testing program to evaluate the quality and safety of parts used for collision repairs. Factors such as fit, performance, and quality of materials used are tested to determine whether an aftermarket part is as good as its OEM counterpart. When shopping around for an aftermarket part, look for the CAPA Certified seal.

To ensure that you have enough auto insurance coverage speak to one of our licensed auto insurance agents.

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