Your Unique Vehicle Requires Unique Auto Insurance Coverage

Most Nevadans who are shopping around for auto insurance are looking for coverage for their everyday vehicle – the one that they use to drive to and from work, run errands, and ferry their children to various extracurricular activities. However, if you own a sports or exotic car, your driving habits are probably considerably different. It makes sense, therefore, that your auto insurance coverage should be different as well.

Call For FREE Help (702) 898-0554

Post - Auto Insurance With Exotic Cars and Sports Cars

Is Your Car an Exotic or Sports Car?

Your auto insurance company uses a vehicle’s make, model, horsepower, size, weight and number of cylinders to classify it as a sports or exotic car.

In most cases, sports cars are smaller and have less seating than the average sedan. They may also have an engine that is specially built for competitive racing.

Exotic cars are generally limited, customized, exclusive or concept cars. They’re not necessarily built for racing, but they often have unique, out-of-the-ordinary features.

What Affects Your Auto Insurance Rate on an Exotic or Sports Car?

In most cases, the more horsepower a car has, the faster it can go, increasing the driver’s risk of getting a speeding ticket or being responsible for an accident. While this may result in higher auto insurance premiums, that may be offset by the fact that most sports or exotic car owners only drive their vehicle for recreational purposes, which can result in lower auto insurance premiums.

If you own a sports car that you only drive around on the weekends or to shows and you put less than 5,000 miles on it annually, then your monthly auto insurance premiums will generally be smaller than that of someone who uses their sports car as their primary vehicle.

Get a Fast & Free Online Quote
Farmers Insurance ad - Auto Insurance Agency in North Las Vegas, Nevada

Why Does It Cost So Much to Insure Your Sports or Exotic Car?

How much you drive your car has a significant impact on your auto insurance rate, but it’s not the only thing that affects your monthly premium. Even sports and exotic vehicles that only see the light of day a few times a month often cost more to insure than your average sedan because from the auto insurance company’s standpoint, these vehicles are a bigger risk to insure.

These vehicles are more likely to be stolen, particularly if they’re a convertible that is easy to enter. Additionally, unlike popular makes and models with mass-produced parts that are easily replaced, sports and exotic vehicles generally have custom-made parts. These parts are more expensive, difficult to find and may require the expertise of a technician who specializes in repairing these types of cars. Finally, exotic and sports cars generally lack modern safety features like lane departure warning systems, adaptive cruise control and backup cameras, increasing the likelihood of the vehicle being involved in a collision.

Insuring Your Sports of Exotic Car with Nevada Insurance Enrollment

Regardless of your auto insurance needs, the auto insurance agents at Nevada Insurance Enrollment specialize in helping you find the best coverage for your sports or exotic car.

Related Articles:

Does My Auto Insurance Policy Cover My Trailer?

Minimizing Your Financial Risk With A Personal Liability Insurance Umbrella

Auto Insurance and Your Custom Car Audio System

Private Passenger Vehicles Hard to Get Auto Insurance For

Read More: Auto Insurance in Las Vegas, Nevada

Call us for assistance

(702) 898-0554

Serving Las Vegas, Henderson, North Las Vegas and the entire state of Nevada

Three  Ways to Enroll

1).  Apply by Phone

(702) 898-0554

2).  Apply in Person

4260 W. Craig Road #150-A
North Las Vegas, NV 89032

3).  Online Quote

Path Image - Insurance is confusing

Search This Website

Enter a search term here

Generic filters
Exact matches only
Search in title
Search in content

Why Go Anywhere Else?

When you can have an experienced and caring professional guide you.

Insurance Quotes | Plans | Coverage
Nevada Insurance Enrollment small logo - Insurance Agency in Las Vegas, Nevada
Read why it’s smart to use an insurance agent

DISCLAIMER: It is important to note that the information contained herein is made general for the purpose of explanation.  You should consult your policy for exclusions or other language that may alter your policy.

Nevada Insurance Quotes

Serving Las Vegas, Henderson, North Las Vegas and the entire State of Nevada

Auto | Homeowners | Health | Life | Medicare | Funeral / Cremation | Group Health | Short Term | Dental & Vision | Travel Insurance

Authorized Agent for: Nevada Health Link, Anthem Blue Cross & Blue Shield, Sierra Health & Life, Health Plan of Nevada, Aetna, Prominence, Hometown Health, Ambetter/Silver Summit

Farmers Insurance – Shelly Rogers Agency in Las Vegas, Nevada