Subrogation After an Auto Accident

Re-posted on 3/6/20

Getting into a car accident is a huge inconvenience, especially if you’re not the one responsible for the collision. Your main goal is probably to simply get your life back to normal, so how can you ensure that your car is repaired as quickly as possible? What if you don’t trust the other person’s auto insurance company to compensate you fairly, or what if they’re simply taking their sweet time in actually moving the process along?

Call For FREE Help (702) 898-0554

Get a Fast & Free Online Quote
Farmers Insurance ad - Auto Insurance Agency in North Las Vegas, Nevada

Even if it’s been determined that you definitely are not responsible for the accident, you can file a claim under your own comprehensive coverage and pay your deductible. Then, because it’s the financial responsibility of the at-fault driver and their insurer to get you back to pre-accident condition, your insurance company would use subrogation to file a claim with the other insurance company. This will allow them to get back any money paid out for repairs, including your deductible.

Insurance is Confusing, Let Nevada Insurance Enrollment Lead You

Sound complicated? Fear not; you don’t actually have to do much of anything, because your insurance company takes care of the whole process on your behalf. Subrogation simply provides an efficient way to get your car repaired quickly while ensuring that neither you nor your insurance company ends up paying money that you don’t owe. Just make sure that you report any accidents, and speak with your auto insurance agent if you plan to take legal action or agree to a settlement, particularly if it involves a waiver of subrogation.

Related Articles:

Filing an Auto Insurance Claim in Las Vegas: The Pros and Cons

All About Diminished Value of a Car…AFTER an Auto Accident

What Does the Term Betterment Mean in Auto Insurance?

Actual Cash Value vs. Replacement Cost in Auto Insurance

Read More: Auto Insurance in Las Vegas, Nevada

Call us for assistance

(702) 898-0554

Serving Las Vegas, Henderson, North Las Vegas and the entire state of Nevada

Three  Ways to Enroll

1).  Apply by Phone

(702) 898-0554

2).  Apply in Person

4260 W. Craig Road #150-A
North Las Vegas, NV 89032

3).  Online Quote

Path Image - Insurance is confusing

Search This Website

Enter a search term here

Search
Generic filters
Exact matches only
Search in title
Search in content

Why Go Anywhere Else?

When you can have an experienced and caring professional guide you.

Insurance Quotes | Plans | Coverage
Nevada Insurance Enrollment small logo - Insurance Agency in Las Vegas, Nevada
Read why it’s smart to use an insurance agent

DISCLAIMER: It is important to note that the information contained herein is made general for the purpose of explanation.  You should consult your policy for exclusions or other language that may alter your policy.

Nevada Insurance Quotes

Serving Las Vegas, Henderson, North Las Vegas and the entire State of Nevada

Auto | Homeowners | Health | Life | Medicare | Funeral / Cremation | Group Health | Short Term | Dental & Vision | Travel Insurance

Authorized Agent for: Nevada Health Link, Anthem Blue Cross & Blue Shield, Sierra Health & Life, Health Plan of Nevada, Aetna, Prominence, Hometown Health, Ambetter/Silver Summit

Farmers Insurance – Shelly Rogers Agency in Las Vegas, Nevada