Learning To Be a Better Driver
Defensive driving is a strategy that helps drivers recognize potential hazards on the road and adapt to weather and traffic conditions and the unpredictability of other drivers. Learning defensive driving habits can help you stay safe behind the wheel.
The Benefits of Defensive Driving
Defensive driving can help people reduce their odds of being involved in a car accident and gain more confidence behind the wheel. Taking a formal class may also help you reduce your auto insurance premiums or reduce the impact of a speeding ticket on your driving record.
What Do Defensive Driving Courses Teach?
Each state regulates its own defensive driving courses, tailoring the content of the lessons around state-specific laws. However, most courses contain the same basic information to help drivers learn to recognize and anticipate potential problems.
Traffic Crashes
Most defensive driving courses outline traffic crash statistics in the state, including how many crashes happen in a given year, the number of fatalities and injuries, and the most common causes. Courses may also cover information such as the financial impact that a car accident can have.
Overcoming Psychological Factors
Lack of sleep, stress, road rage and daydreaming can take a toll on how attentive someone is while driving. To help students recognize the dangers of distracted driving, courses may highlight the importance of focusing on maintaining a positive attitude while operating a vehicle.
DUI / DWI
Driving under the influence of drugs or alcohol can significantly impact a driver’s ability to pay attention to their driving, notice road conditions and anticipate what other drivers are going to do. Defensive driving courses often outline the dangers of driving under the influence and how to recognize when another driver on the road is posing a danger.
What Happens in a Crash
Defensive driving courses may give an overview of what happens during a crash, including how speed and the type of impact affect the damage done to a vehicle or its passengers. Courses may also cover how not wearing a seatbelt can cause a second impact that may cause as much as more damage as the initial impact.
How to Prevent Crashes
Defensive driving courses cover strategies that participants can develop to recognize potential hazards and avoid crashes. This may include knowing their vehicle’s stopping distance, adapting to vehicle emergencies and environmental hazards, and sharing the road with semitrucks and motorcycles.
Getting Better Auto Insurance Rates with Nevada Insurance Enrollment
Defensive driving does not just keep you safe on the road, it can also help you score better rates on your auto insurance. At Nevada Insurance Enrollment, our auto insurance agents help you find policies that incentivize safe driving, helping you find affordable auto insurance coverage.
Recent Posts
Accidents / Vandalism: Does Auto Insurance Cover Personal Belongings?
Personal items such as a tablet, wallet, or any personal valuables are not generally covered in your auto insurance policy. Those items would be covered in your homeowners/renters policy. You would have a deductible to pay for first, and then you’d need to consider the consequences of a claim on your homeowners policy.
Windshield / Glass Coverage
Windshield / glass coverage pays the amount of a covered glass loss, and as an added perk, it has a low deductible. Your insurer will cover the full costs of the repairs up to your policy limit, and as long as the costs of the damages don’t exceed your coverage limit, you’ll pay only your small deductible.
Term Life Insurance vs. Whole Life Insurance
Term life insurance policies will often have terms of one year to 30 years. Typically, the monthly premium (monthly payment) stays the same throughout the term of the policy. Whole life insurance provides coverage your whole life and it includes something called “cash value”. Think of it like a mini savings account attached to the policy.