Forgot to Exchange Auto Insurance Information?
Here’s What to Do
Car accidents can happen in the blink of an eye, and even accidents resulting in very minor damage can be distressing. While most Nevada drivers know what they should do in the event of a collision, it’s not unusual for drivers to neglect to exchange important contact and insurance information.
Unfortunately, failing to collect the other driver’s personal information and provide them with your own can delay the claims process. On top of that, in Nevada, leaving the scene of an accident without providing personal information is technically a hit and run, which could result in criminal charges. These charges could lead to a fine, loss of your license, or even jail time, depending on the extent of the damage.
What Information to Exchange After a Car Accident
Nevada law requires that all drivers stay at the scene of the accident, even the driver that isn’t at fault. Following a collision, you and the other driver(s) involved should exchange key information, including:
♦ The name, address, email, phone number and insurance information of each driver involved in the collision
♦ The license plate numbers of all vehicles involved
♦ The location of the accident
♦ The name and badge number of each police officer on the scene
♦ Information related to any first responders on the scene
♦ Contact information for any witnesses who are willing to provide an account of the accident
If any other information is needed by your auto insurance company or by law enforcement, that information should be fairly easily obtained as long as you have this basic information.
When the Other Driver Leaves
If the other driver has left the scene of the accident without providing their information, the first thing you should do is record anything you can remember about the vehicle, such as its color, make and model. Take pictures of your surroundings, especially any skid marks or damage to your vehicle or anything else that may indicate the nature of the accident. If you’re near any stores, find out if they may have any security footage that could help track down the other driver.
When the Other Driver Refuses to Talk
Unfortunately, there’s always the chance that the other motorist involved in the collision could refuse to provide you with the information you need, especially if they are uninsured or afraid of exceeding the maximum limit of points on their license. In most cases, rather than engaging with the other driver and escalating an already stressful situation, it’s generally best to simply call the police and let an officer obtain all of the necessary information. If possible, you should try to get a picture of the other driver’s vehicle and license plate number.
Contact Your Nevada Insurance Enrollment Auto Insurance Agent
After you get back home, it’s important to let your Nevada Insurance Enrollment auto insurance agent know about the collision. Be ready to provide any information that you were able to collect, and we can guide you through the claims process.
Recent Posts
How To Surrender Your Vehicles License Plates
Every state has its own laws for what you should do with your license plates if you sell your vehicle or cancel your auto insurance policy. In some states, you are allowed to keep personalized and vanity plates, but you must turn in regular license plates.
Why You Shouldn’t Ignore Vehicle Recalls
If you get a recall notice in the mail, read the letter carefully. It describes the issue and outlines any risk that it poses or warning signs that you should pay attention to. It also gives you a timeline within which you have to schedule an appointment with a licensed dealer to have the issue taken care of.
Should You Upgrade Your Cars’ Headlights?
Regardless of your age, headlights that work well can help you stay safe while driving in the dark. Over time, your headlights may lose their intensity. Replacing worn headlights with new ones can help you see better at night. There are three main types of headlights, each with benefits and drawbacks.