25/50/20 (Nevada Minimum Coverage)
Nevada’s minimum liability is 25/50/20, but what do those numbers mean? This insurance covers the other person you are responsible for when YOU hit THEM. When YOU are “at fault”.
Actual Cash Value vs. Replacement Cost
The difference between replacement cost and actual cash value lies in deduction for depreciation, or how the passage of time, plus wear and tear, has reduced the value of an asset.
What Does Liability Insurance Cover?
Liability Insurance helps cover the costs of any bodily injuries or property damage that results from a collision that you caused. This type of auto insurance covers the damages done to the driver that you hit; it does not cover any repairs to your own vehicle, nor can it be used for your own medical bills.
Comprehensive Coverage
Comprehensive coverage is insurance that protects your car from damage that doesn’t happen as the result of a collision.
Collision Insurance
What is Collision Auto Insurance? It’s for YOUR car. If you are in a car accident and your car is damaged or destroyed, collision insurance will cover the cost of repairing or replacing it. This type of auto insurance coverage is used when your car hits another car, or stationary object like a tree.
Auto Insurance
Best Plans / Lowest Price for Auto Insurance in Nevada. Our auto insurance agents are auto insurance experts. We are a Las Vegas auto insurance agency and a family owned Farmers insurance agency with local, licensed auto insurance agents. Free quotes! Call today and speak with one of our licensed auto insurance agents.