Discounts to Ask Your Insurance Agent About

Re-posted on 7/15/20

These auto insurance discounts and possibly more or different discounts may be available to you. Speak with your auto insurance agent to see what discounts your insurance company offers.

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Available Auto Insurance Discounts

Occupational discounts: Some career choices could get you a lower rate. Some could include teachers, accountants/cpa’s, firefighters, police, judges, veterinarians, military, doctors/nurses, engineers and scientists, architects, etc. These groups of drivers tend to have lower risks than other groups.

Mature driver discount: If you are over a certain age, and have taken a state approved safe driver program, you may be eligible for a discount.

EFT (Electronic Funds Transfer): If you pay your insurance through EFT, you may be eligible for a discount.

Paid in Full: Means you paid the entire policy all at once, you may be eligible for a discount.

Safety Features Discount: Items like airbags, automatic seat belts, antilock braking or electronic stability control (which helps reduce skidding).

Safe Driver Discount: If you have no tickets or accidents, you may be eligible for this discount. But, unless you have accident forgiveness, one mess up and you will probably lose that discount.

Multi-Car coverage: If you combine more than one automobile insurance policy together, you may be eligible for a multi-car discount.

Multi-policy Discount: If you combine any combination of the above together, you may “stack” your discounts. 

Shared Family Car: If you have more drivers than insured cars and are sharing a family car, you may be eligible for this discount.

Good Student or Distant Student: A good student that gets good grades may be eligible for a discount. College students that are away from home certain distances, for example over 100 miles from home and without access to their cars left at home, may be eligible for discounts.

Good Payer / On-Time Payer: If you pay your insurance on time you may qualify for a discount. Obviously, it’s important to keep the payments on time to keep this discount.

E-Policy: If you agree to electronically sign your documents, you may qualify for this discount.

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Multi-Policy Discounts in Auto Insurance

Auto Insurance with a Life Insurance Policy: If you combine your automobile insurance with a life insurance policy, you may be eligible for a discount.

Auto Insurance with Business Insurance: If you combine your automobile insurance with a business policy you may be eligible for a discount.

Auto Insurance with Homeowners Insurance: If you combine your automobile insurance with a homeowner’s insurance policy you may be eligible for a discount.

Auto Insurance with Mobile Home Insurance: If you combine your automobile insurance with a mobile home insurance policy you may be eligible for a discount.

Auto Insurance with Renters Insurance: If you combine your automobile insurance with a renter’s insurance policy you may be eligible for a discount.

Auto Insurance with Umbrella Insurance: If you combine your automobile insurance with an umbrella insurance policy you may be eligible for a discount.

Auto Insurance with “TOY” Insurance: If you combine your automobile insurance with a toy like a motorcycle, boat, travel trailer, dune buggies, 4-wheeler, snowmobile, golf cart, etc., you may be eligible for a discount.

Finding Discounts With Nevada Insurance Enrollment

Navigating through the many options of insurance can be confusing and chaotic, but speaking with a locally licensed insurance agent will help you to obtain the right coverage and discounts you need. You’ll have the peace of mind knowing that you are adequately insured when life complications arise. We work hard to find the most competitive quotes for your needs. Contact us today to begin the process of finding the best insurance plan for your family.

Related Articles:

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Auto Insurance Multi-Car and Multi-Policy Discounts

Saving Money on Auto Insurance with Multi-Policy Discounts

Bundling Your Home, Auto and Life Insurance Saves You Money

Read More: Auto Insurance in Las Vegas, Nevada

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DISCLAIMER: It is important to note that the information contained herein is made general for the purpose of explanation.  You should consult your policy for exclusions or other language that may alter your policy.

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