by Team Member | October 16, 2025
NEW Extended Hours For Open Enrollment From October 15th through January 15th Monday through Friday: 7am to 8pm Saturday: 8am to 2pm Sunday:...
by Team Member | October 8, 2025
by Team Member | September 8, 2025
Purchasing Health Insurance Outside Open Enrollment If you’ve experienced a Qualifying Life Event (QLE) within the last 60 days, it triggers a Special Enrollment Period (SEP), and you may be able to sign up for (or make changes to) health insurance outside of the Open...
by Team Member | July 16, 2024
Homepage Health Insurance ♦ Individual / Family ♦ Obamacare ♦ Subsidy Chart ♦ NV County Map Medicare Insurance ♦ Medicare ♦ Medicare Advantage ♦ Medicare Supplement Property & Casualty ♦ Auto ♦ Life ♦ Homeowners ♦ Renters Other Insurance ♦ Dental & Vision ♦...
by Team Member | June 30, 2023
What Are Pre-existing Conditions? This refers to any healthcare issues you had prior to your health insurance plan’s effective date. Prior to 2014, purchasing individual health insurance with a pre-existing condition, an insurer might have declined covering your...
by Team Member | June 29, 2023
What are Essential Health Benefits and who must have them? From 1/1/2014 and forward, all new health insurance plans (insured small group and individual health insurance plans) must cover the 10 bulleted benefits below, called “Essential Heath Care Benefits” to...
by Team Member | June 29, 2023
Health Insurance purchased Off Exchange is simply not enrolling on the Government’s Marketplace website (Nevada Health Link). If you do not want a subsidy, or make too much money to qualify for a subsidy, you can shop for health insurance Off Exchange (in the private...
by Team Member | June 29, 2023
Health Insurance Deductible A deductible is an amount you pay before the Insurance Company starts paying. Health insurance plans will have different deductibles. Low deductible examples might be a “Gold” plan, with example deductibles of $500, $1,000, $2000, etc. An...
by Team Member | June 29, 2023
Everyone has a Federal Poverty Level (FPL), even wealthy people. They just have a higher FPL. People that have a household income that falls between 138% up to 400% of the FPL, can get assistance (in the form of a subsidy) with paying for their health insurance...
by Team Member | June 29, 2023
If your family size and income ranks you at under 250% of the Federal Poverty Level, this cost reduction will reduce your total out of pocket responsibilities in overall medical costs. You’ll get additional financial assistance to cover more of your portion of the...
