What to Do Before Your Health Insurance Coverage Begins
If you’ve recently enrolled in a health insurance plan, there are several things that you can do while you’re waiting for your coverage to begin. Being proactive while you’re waiting for coverage can ensure that you receive quality healthcare.
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Watch the Mailbox
While most hospitals, clinics and pharmacies can track down your health insurance information even if you don’t have your physical insurance card handy, this can be a tremendous hassle that may result in you paying for covered expenses out of pocket. After you’ve enrolled in a health insurance plan, keep an eye on your mailbox and email account to ensure that you receive important documents from your new health insurance provider, including your health plan ID card.
Visit Your Health Insurance Provider’s Website
While you probably visited your new health insurance provider’s website before your enrollment, this is a good time to visit the site again and learn how to navigate it. Some things to pay attention to are the pages that list in-network doctors and hospitals, coverage details, claim details and account balances. While you’re at it, this is also a good time to find out if your health insurance provider has a mobile app that you can download to your mobile device. Mobile apps are a convenient way to find care providers or view your digital insurance plan ID card.
Explore Your Network
Making the mistake of visiting an out-of-network healthcare provider can cost you money. Even if you choose a doctor or clinic that accepts your health insurance, that doesn’t necessarily mean that they are an in-network provider. Your health insurance agent may be able to provide you with a brochure from your new health insurance company that outlines in-network clinics that you can visit.
Select a Doctor
Once you’ve familiarized yourself with the in-network healthcare providers in your area, you should choose a primary care provider that’ll provide your routine care.
Schedule a Doctor’s Appointment
Once you’ve found a primary care provider, it’s time to schedule an appointment. Just make sure that your appointment date is set for after your coverage begins, or you may find yourself with a hefty bill.
Getting to Know Your New Plan with Nevada Insurance Enrollment
Your health insurance agent from Nevada Insurance Enrollment doesn’t just help you find and sign up for a health insurance plan; they are also a valuable resource for helping you find out what your plan covers. Your health insurance agent can tell you whether your health insurance plan covers virtual visits, which typically have low co-pays and are a convenient option for many types of illnesses and infections, or offers classes on topics like diabetes, cancer, maternity, childhood development, dementia or any other conditions that may be relevant to you.
To learn more about the health insurance plan that you enrolled in with Nevada Insurance Enrollment or to find a health insurance plan that will fit your budget and lifestyle, contact one of our health insurance agents today.