Deductibles In Health Insurance
A deductible is an amount you pay before the Insurance Company starts paying (plans will have different “deductibles” $250, $500, $2,000 etc., so read your plan).
Think of it like 1st base in a game of baseball. Once you’ve paid all of your deductible, you are standing on 1st base. Now you’ll begin to move towards 2nd base – “Co-Insurance”. During this time, co-insurance is where you and the insurance company split the medical bills, for example 70/30 or 80/20. Usually the insurance company will pay the larger amount and you pay the lesser amount.
Call For FREE Help (702) 898-0554
Call Us For Assistance
(702) 898-0554
Get a Fast & Free Online Quote
Your next step is 3rd base or your “Out of Pocket Maximum”. This is the maximum YOU have to pay in a year, not the insurance company. Once you’ve met your “out of pocket maximum”, there will be no additional charges. The insurance company will pick you up on 3rd base, and carry you to home plate.
Related Articles:
♦ Health Insurance | Out of Pocket Maximum
♦ Health Insurance: In Network or Out-of-Network?
♦ What Are Essential Health Benefits and Who Has to Have Them?
♦ Health Insurance: What is a Prescription Drug Deductible?
Read More: Health Insurance in Las Vegas, Nevada
Call us for assistance
(702) 898-0554
Serving Las Vegas, Henderson, North Las Vegas and the entire state of Nevada
Three Ways to Enroll
1). Apply by Phone
(702) 898-0554
2). Apply in Person
(by appointment ONLY)
Please call to make an appointment
3). Online Quote
Why Go Anywhere Else?
When you can have an experienced and caring professional guide you.
Insurance Quotes | Plans | Coverage
Nevada Insurance Quotes
Serving Las Vegas, Henderson, North Las Vegas and the entire State of Nevada
Auto | Homeowners | Health | Life | Medicare | Funeral / Cremation | Group Health | Short Term | Dental & Vision | Travel Insurance
Authorized Agent for: Nevada Health Link, Anthem Blue Cross & Blue Shield, Sierra Health & Life, Health Plan of Nevada, Aetna, Prominence, Hometown Health, Ambetter/Silver Summit
Farmers Insurance – Shelly Rogers Agency in Las Vegas, Nevada
