Coronavirus Tests Will Be Covered by Health Insurance

With the coronavirus rapidly sweeping the globe, testing is essential. Officials want people to get tested. COVID-19 testing is considered “preventative” with a “Qualified Health Plan”, so there is no co-pay or cost involved. If Nevadan’s are unaware of this particular fact, they may worry about getting a surprise bill for COVID-19 testing, and may not get the test at all. Health insurance CEO’s have collaborated with government officials and vowed that those who have health insurance won’t have to worry about surprise bills for COVID-19 testing. All Co-pays for Coronavirus testing will be waived.

If Nevadan’s are unaware of this particular fact, they may worry about getting a surprise bill for COVID-19 testing, and may not get the test at all.

Call For FREE Help (702) 898-0554

Health Insurance Companies Waive Co-Pays for COVID-19 Testing

Approximately 240 million Americans have health insurance through private insurance, Medicare or Medicaid. With the number of coronavirus cases growing rapidly throughout the country, lawmakers wanted to get the word out that those who have health insurance will not receive unexpected bills for COVID-19 testing. Health insurance companies also agreed to cover the cost of telemedicine which allows patients to speak with a doctor over the phone. Coverage will be extended for the treatment of COVID-19, but beyond testing (like hospitalization) your deductible and co-insurance will most likely still apply.

Many Americans Are Without Health Insurance

It is an unfortunate fact that about 27.5 million Americans are without health insurance. The government has entertained the possibility of utilizing a federal disaster relief program to reimburse costs incurred to hospitals and other healthcare providers who treat those without health insurance for the coronavirus. Medical bills can add up quickly, meaning many uninsured Americans will delay testing for fear that they will rack up hefty bills. This puts more people at risk of becoming gravely ill or even dying from the novel coronavirus. In addition to the health implications, failure to get tested will allow the virus to spread.

Call Us For Assistance

(702) 898-0554

Get a Fast & Free Online Quote

Unexpected Medical Bills Can Result in Bankruptcy

Even individuals who have health insurance can receive unexpected medical bills that can result in bankruptcy. Care that’s provided out-of-network can result in surprise bills that a patient is not prepared to pay. Because health insurance companies are covering all costs associated with COVID-19 testing, this is not a concern if you have health insurance. If you want extra reassurance that your health insurance will cover testing, an experienced health insurance agent can explain your plan in detail.

Seek Advice From Nevada Insurance Enrollment

Choosing the right health insurance plan can be confusing because there are so many options. Your best bet is to seek the advice of a knowledgeable health insurance agent. They will be able to assist you in finding the right plan that covers COVID-19 testing and other benefits that fits your needs. Consult with a Las Vegas, Nevada health insurance agent to determine which health insurance plan will be most effective in meeting your individual needs.

Related Articles:

Coronavirus Testing and Your Health Insurance Coverage

Health Insurance and The Coronavirus in Nevada

Keeping Health Insurance During Coronavirus Unemployment

Effectively Dealing With Stress During Coronavirus Pandemic

Read More: Health Insurance in Las Vegas, Nevada

Call us for assistance

(702) 898-0554

Serving Las Vegas, Henderson, North Las Vegas and the entire state of Nevada

Three Ways to Enroll

1).  Apply by Phone

(702) 898-0554

2).  Apply in Person

(by appointment ONLY)

Please call to make an appointment

3).  Online Quote

Path Image - Insurance is confusing

Search This Website

Enter a search term here

Search
Generic filters
Exact matches only
Search in title
Search in content

Why Go Anywhere Else?

When you can have an experienced and caring professional guide you.

Insurance Quotes | Plans | Coverage
Nevada Insurance Enrollment small logo - Insurance Agency in Las Vegas, Nevada
Read why it’s smart to use an insurance agent