For example, if your premiums are $1,000/month and you get an Advanced Premium Tax Credit of $800/month only paying $200/month for your health insurance. When you do your taxes and file your tax return each year, the Government will check your income. If you were only supposed to receive an Advanced Tax Credit of $700/month instead of $800/month, you’ll owe the IRS an extra $100/month x 12 months which would equal $1,200 that you would owe the IRS.

The Advanced Premium Tax Credit is an “estimation” of your pre-tax credit, so if you’ve received too much “credit,” you’ll end up paying it all back, or a portion of it back. Your percentage of Federal Poverty Level determines this.

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(702) 898-0554

2025 Health Insurance Subsidy Chart

by household size and income

The chart below lists the income numbers the IRS will use for “subsidy” eligibility.

2025 Health Insurance Subsidy Chart Federal Poverty Levels - mobile vertical - updated 4/23/25

* The annual subsidy amounts change in January of each year

* NOTE: You can buy a plan outside of the “Marketplace” that doesn’t have a subsidy



NO Subsidy

Health Insurance

OFF Exchange



WITH a Subsidy

Health Insurance

ON Exchange



Medicaid

Health Insurance

for low income families



Short Term

Health Insurance

low cost, affordable

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(702) 898-0554

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4260 W. Craig Road #150-A
N. Las Vegas, NV 89032

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3). In Person

4260 W. Craig Road #150-A

N. Las Vegas, NV 89032

Health Insurance is Confusing, Let Us Guide You - large room, dark wooden floor, 5 white doors against the far wall, signs on the floor stating let us guide you.

Why Use an Insurance Agent?

1). We STUDY plans and benefits

2). We GUIDE you step-by-step

3). We ADVISE you on available options

4). Our Services are FREE (the insurance companies pay us)

Note: You will pay the same price WITH or WITHOUT an agent helping and guiding you.

And…..we’ll be here for you (we are local) to help with any questions, claims, membership, or billing.

Why Use an Agent?

Health Insurance Quotes

Authorized Agent for:

Health Insurance:

Nevada Health Link | Anthem Blue Cross & Blue Shield | Sierra Health & Life | Health Plan of Nevada | Aetna | Hometown Health | Ambetter | Select Health | Molina | Imperial

Medicare:

Anthem Blue Cross & Blue Shield | United Healthcare | Select Health | Alignment Healthcare | Humana | Senior Care Plus | aetna | Cigna | Wellcare | Scan

Auto Insurance:

Farmers Insurance | Bristol West | Hagerty

Homeowners Insurance:

Farmers Insurance | Foremost

Life Insurance:

Farmers Insurance

Commercial Insurance:

Farmers Insurance

Dental & Vision:

Delta Dental | Metlife | VSP Vision

Short Term Insurance:

Golden Rule / United

Products

Our Company

Information

Nevada Insurance Enrollment

4260 W. Craig Road #150-A North Las Vegas, NV 89032

(702) 898-0554

info@NevadaInsuranceEnrollment.com

Monday through Friday 8:30am to 5:30pm | closed Saturday & Sunday

General Disclaimer: Although we have made every effort to ensure that the contents of this site are correct and complete, we do not update the site real time and can’t be responsible for the accuracy of information contained herein.

♦ Individual / Family

♦ Obamacare

♦ Short Term

♦ Medicaid

♦ Medicare

♦ Medicare Advantage

♦ Medicare Supplement

Property & Casualty

♦ Auto

♦ Life

♦ Homeowners

♦ Renters

Other Insurance

♦ Dental & Vision

♦ Group Health

♦ Travel

Extended Hours For Open Enrollment

From October 15th through January 15th

Monday through Friday: 7am to 8pm

Saturday: 8am to 6pm

Sunday: closed

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↑ click to call ↑

Request a Quote

Search This Website

2025 Health Insurance Subsidy Chart – Federal Poverty Levels

ACA (Obamacare) Income Limits

NO Subsidy

WITH a Subsidy

Medicaid

Short Term