A Speeding Ticket May Result In a Higher Auto Insurance Premium

While receiving a speeding ticket can be a little nerve-racking, the good news is that if you have an otherwise clean driving record, a single ticket is unlikely to have a significant impact on your auto insurance premium.

Short-Term Effects of Receiving a Speeding Ticket

In most cases, your auto insurance rate will not change at all when you receive a speeding ticket. Your auto insurance provider doesn’t pull every policyholder’s record every month to see if anything has changed, so your ticket will likely go unnoticed until it’s time to renew your current policy or shop for a new one. However, if your auto insurance provider notices the ticket when you renew your policy, then you may see your monthly premium increase.

The Effect of Speeding Tickets in the Long Run

While speeding tickets definitely are not rare, they’re still something that could potentially affect your premium, particularly if you’re under the age of 25 or you’ve received several speeding tickets within a short period of time. This is because drivers who receive multiple speeding tickets are statistically more likely to cause a car accident. The greater the risk that your auto insurance provider believes that you pose, the more they will charge you for coverage.

Getting the Best Auto Insurance Rate with Nevada Insurance Enrollment

Even if your driving record isn’t perfect, a Nevada Insurance Enrollment auto insurance agent can still help you get a good rate on auto insurance. Call us today to discuss your auto insurance needs.

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Read More: Auto Insurance in Las Vegas, Nevada

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