Re-posted on 6/18/18
You thought this day would never come, and even now, it seems to have come way too soon. Nevertheless, your child is ready to take the wheel, and you’re wondering how to make sure that they’re as prepared as possible.
Here are a few helpful tips.
2-21-16 cropped_In - Nevada Insurance Enrollment Blog Post

1). Brush Up on Nevada’s Graduated Licensing Laws

This affects young drivers between the ages of 15 and 18.

2). Remind Them That Driving Is a Privilege

Driving is a privilege, not a right. Like all privileges, it can, and in this case definitely should, be taken away the moment it’s abused. Remind them that when they’re behind the wheel, any carelessness could result in significant damage, not only to themselves but also to someone else.

3). Practice Makes Perfect

On the one hand, you’re more than ready to retire as a chauffeur, but on the other, the idea of handing your keys to your 16-year-old makes you physically ill. However, you’re probably going to end up doing it anyway, so the more practice your teenager gets and the more situations they’re exposed to, the safer they’ll be.

4). Have Them Take a Driver’s Education Course

You’ve probably got a couple decades of driving under your belt and probably assume that’ll make you a good teacher, but the truth is that there really isn’t a substitute for professional instruction.

5). Minimize Distractions

Teach your child that it is never necessary or acceptable to use a cellphone while driving. Texts should be sent and read only when the destination is reached, and even hands-free calling has been shown to be a tremendous distraction for drivers. Also, remember that among the biggest distractions that your teen will face will be their passengers, so pay attention to Nevada’s passenger restrictions, which states that young drivers cannot transport anyone under 18 for the first six months after getting their license.

6). Have them watch this short video:

Distracted driver slams into stopped traffic at 60 mph
6 out of 10 teen crashes involve driver distraction

7). Talk to Your Insurance Agent

Adding a teen driver to your policy will likely affect your premium, so discuss this change with your insurance agent. If your teen is a good student, you may be eligible for a discount. 

If you’re tempted to NOT add them to your policy, think again.  That is not a good idea for so many reasons and you are just asking for years and years of trouble. 

The main risk is being sued and not having proper coverage.  Also, they won’t get “credit” on their driving credit history record for being a “rated driver”.  What this means is that your future insurance company will look at the driving history of a licensed driver, and if they don’t see a driver being “rated” then as far as the insurance company is concerned, that teen driver has been driving uninsured.  This will make them uninsurable, or their rates to be super high when they try to insure themselves in the future.

Read More: Auto Insurance in Las Vegas, Nevada

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