When Can I Make Changes to My Health Insurance Plan?

If it is not “Open Enrollment” (the one time each year you can make changes or buy health insurance), you’ll most likely have to have a “Life Event” to get coverage.

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If any of the following listed ‘life events’ occur, you’ll be eligible to enroll into a health insurance plan WITHIN 60 DAYS from the date the event takes place.

Qualifying Life Event

♦ Losing your existing “qualified” health insurance coverage

Cobra expiring

♦ Turning 26 and losing coverage through a parent’s plan

♦ Changes in marriage

Birth or adoption – Gaining or losing a dependent

♦ Death

♦ No longer eligible for Medicaid

Moving and losing coverage

♦ Working seasonally and losing coverage, moving to or from a shelter

Changes in your income that affect the coverage you would qualify for

♦ Becoming a US Citizen

♦ Leaving incarceration

♦ Membership into a federally recognized tribe or status change as an Alaska Native

♦ AmeriCorps members change in service

♦ Other


If you need to make a change because of the circumstances above, you’ll only have 60 days from the date of the event to enroll or make changes.

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Get Started with Nevada Insurance Enrollment

Navigating through the many options of insurance can be confusing, but speaking with a locally licensed health insurance agent will help you to obtain the right coverage you need. You’ll have the peace of mind knowing that you are adequately insured when life complications arise. We work hard to find the most competitive quotes for your needs. Contact us today to begin the process of finding the best insurance plan for your family.

Related Articles:

What is Health Insurance Open Enrollment?

Defining a Qualifying Life Event in Health Insurance

How To Avoid Health Insurance Coverage Gaps When Moving Out Of State

Health Insurance Premium Determined By Family Size & Income


Read More: Health Insurance in Las Vegas, Nevada


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2).  Apply in Person

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