What Can I Bundle For A Discounted Auto Insurance Rate?
Most insurers offer a variety of discounts that can help you save money on your insurance premium every month, such as those for mature drivers, business and professional group discounts, and good student discounts. Among the most popular discounts is the multi-policy discount, which you can get simply by having multiple lines of insurance with the same provider. After all, you need insurance on your home, vehicle, boat, motorcycle and your life anyway, so why not get it all through one provider and save some money?
Call For FREE Help (702) 898-0554
What Types of Policies May Be Eligible for the Multi-Policy Discount?
Oftentimes, whether you rent or own your home in Las Vegas, you can score a significant discount on your auto insurance by combining it with your home insurance. Pairing your auto insurance with your renter’s insurance will earn you a modest discount; combining your auto insurance with a traditional homeowner’s insurance policy will have the most significant effect on your auto insurance’s premium. Your auto insurance agent can also let you know if a multi-policy discount is available for your life insurance policy, boat, RV, motorcycle/ATV etc. Also, a commercial business or commercial auto policy can be bundled for a discount. Just let your agent know what you need insured and ask if there is any possible multi-policy discounts for combining them in the same household. Health insurance is not one of them unfortunately.
Getting the Multi-Policy Discount
Bundling all your insurance policies with one insurance provider is generally the fastest and easiest way to cut down on what you pay for coverage. Sure, you could shop around for each individual policy and sign up with multiple insurers, but in most cases, it’s hard to beat the multi-policy discount. Additionally, it’s much easier to track your bills when you’re only worrying about a single monthly payment and due date rather than three or four payments and due dates. Ask your agent if you can combine the bills into 1 bill. Sometimes you can combine bills, other times you cannot.
What happens if you have a multi-policy discount for your auto insurance and your homeowner’s insurance in Nevada, but you move out of state? You will need to switch your homeowner’s insurance right away, as well as updating your auto insurance company with your new address. As long as you stay with the same insurance carrier, you’ll still qualify for the multi-policy discount. Just let your new insurance agent know that you have your auto insurance through the same carrier, and you should be good to go.
Additionally, if there are multiple policies in the same household, and they are through the same carrier, they should be eligible for the multi-policy discount. For example, say your adult child with their own auto insurance policy takes up residence in your spare bedroom or basement. If they use the same insurance carrier that you do for your homeowner’s insurance, you may be able to bundle the policies together to get the multi-policy discount. Talk to your insurance agent about your unique situation to see if you qualify for these extra savings.
We’re Here to Help You Save Money At Nevada Insurance Enrollment
Multi-policy discounts allow you to cut down on what you’re paying for your auto insurance without sacrificing the quality of your coverage. Give Nevada Insurance Enrollment a call today to talk to an auto insurance agent about your insurance policies, and we’ll help you determine what you could save by switching your policies to the same carrier.
Read More: Auto Insurance in Las Vegas, Nevada
Call us for assistance
Serving Las Vegas, Henderson, North Las Vegas and the entire state of Nevada
DISCLAIMER: It is important to note that the information contained herein is made general for the purpose of explanation. You should consult your policy for exclusions or other language that may alter your policy.