Is It Right For You?
Short term health insurance is designed to provide coverage during times of transition when traditional health insurance coverage may be impractical or unavailable. For example, Las Vegas, Nevada residents may opt to purchase this coverage when they’ve taken a new job and have a waiting period before their long-term policy begins, if they’re rolling off their parents’ insurance or if they’re losing coverage following a death or divorce.
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Coverage Under Short Term Health Insurance
With short term health insurance, applicants can receive coverage as early as the day after they’ve submitted their application.
It’s important to note that in most cases, short term health insurance policies do not cover pre-existing conditions. What qualifies as a pre-existing condition varies from one state to another, but short term health insurance plans do not provide coverage for those who have been diagnosed with or received treatment for a condition within the past two to five years.
Is Short Term Health Insurance “REAL” Insurance?
Just like any product or service from any industry, there will be good products and bad products. There has been news in the last year of companies scamming people by selling them fake health insurance so err on the side of caution.
We recently wrote a blog post warning people about this: Health Insurance Scams
Obviously, we only sell the good products from reputable and well-known Health Insurance companies. These are REAL PPO (Nationwide Coverage) Health Insurance plans from United Healthcare. We have gone to great lengths to make certain our “Featured” PPO plans provide some of the health insurance industries finest QUALITY products we have found and can stand behind. All the packages we sell have very reliable health insurance coverage with United Healthcare PPO (their “Choice” network) and has nationwide coverage. These PPO plans are available to start today, or January 1st, whichever start date you wish.
You will go through an underwriting process, which means these plans work best for those individuals and families that don’t have pre-existing conditions such as: pregnant, blood disorders, liver, kidney or heart disorders, COPD, diabetes, cancer, MS, Crohn’s, ulcerative colitis, drug or alcohol abuse/treatment, and several others. If you feel like you are relatively healthy, the packages we offer could work very well for you. If you do have serious pre-existing conditions that you need covered, we recommend you speak with our agents and possibly stay with an ACA (Obamacare) health insurance plan.
Nevada Insurance Enrollment Is Here to Help
While short term health insurance may be an ideal temporary solution for some people, others, especially those with pre-existing conditions, may not receive the coverage that they need. If you need health insurance, Nevada Insurance Enrollment health insurance agents are here to help you weigh your options and determine what type of policy will meet your needs and budget.
Read More: Health Insurance in Las Vegas, Nevada
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