Vision Insurance: Are You Getting the Best Value for Your Money?

Health insurance does not cover vision insurance, except children on a family plan. So, if you are among the millions of Americans who have vision problems and rely on glasses or contacts, you may need to consider your options. In most cases, vision insurance is very affordable and can provide significant yearly cost savings on appointments with your eye doctor and corrective lenses. Many companies provide vision coverage, and knowing which ones offer the best value can help you spend your health dollars wisely.

Call For FREE Help (702) 898-0554


What Is Vision Insurance?

Vision insurance is supplemental health insurance that covers vision-related care. This includes annual visits and emergency care, along with corrective products such as glasses and contacts. Some plans also have coverage for corrective surgery, but generally speaking, eye surgery would be covered under your health insurance plan in almost all cases. Your plan likely has copays (a certain dollar amount you pay towards a given service), coinsurance (a percentage of the cost of a service) or deductibles (an out-of-pocket amount you must meet before your vision insurance kicks in).

What Is the Best Vision Insurance?

The Best Vision Insurance Companies

Nevada residents have numerous vision insurance companies to choose from. Not all plans are available statewide, but a health insurance agent can help you determine what is available in your area.

What to Look For:

  • Co-pays for the eye exam
  • The “allowance” for the frames
  • How often you can get new frames
  • Co-pay for the lenses
  • What the co-pay or co-insurance covers for single vision, bifocals, and trifocals

A Local Favorite and Best Overall:  V S P (Vision Service Plan)

Many providers in Nevada accept VSP vision plans. It’s popular, well rounded, has good coverage and many providers accept it. VSP is the nation’s largest nonprofit full-service vision plan. It has more than 55 million members, a network of over 38,000 access points, and 26,000 private-practice doctors. It is a customer favorite for its numerous vision plans and affordable copays.

The Best for Wellness Services: UnitedHealthcare

UnitedHealthcare is among the largest health insurance providers in the nation. Its vision coverage features a modest copay for glasses that offsets the low monthly premium when services are used annually. It also provides coverage for vision correction surgery.

The Best Budget-Friendly Option: Direct Vision Insurance

Direct Vision Insurance’s policies are underwritten by Ameritas, a leading health insurance provider. Direct Vision’s plans have low deductibles and low premiums, helping individuals and families control their costs.

The Best Value: Humana

Humana’s vision insurance plans are simple and straightforward, making it easy to compare coverage options. While discounts are only available when you use in-network providers, you can save money on your enrollment fee and monthly premium by bundling your vision coverage with one of Humana’s dental plans.

The Best for Contact Lens Wearers: EyeMed

EyeMed has numerous network providers throughout the nation, including Target Optical, Pearle Vision and LensCrafters, as well as private-practice doctors. There are three tiered levels for you to choose from, letting you get customized coverage that fits your needs and budget. Its Bright plan provides a generous contact allowance, making it a good option for those who rely on contacts.

Call Us For Assistance

(702) 898-0554

Get a Fast & Free Online Quote

Finding Vision Insurance with Nevada Insurance Enrollment

Finding the right vision insurance for your unique needs can provide significant savings. At Nevada Insurance Enrollment, our experienced health insurance agents help you review available plans and find the one that is right for your vision needs.

Related Articles:

♦ Health Insurance, Vision Insurance or Both?

♦ Does Medicaid Cover My Dental & Vision Insurance?

♦ Dental and Vision Insurance in Las Vegas, Nevada

♦ What is Health Insurance Open Enrollment?


Read More: Health Insurance in Las Vegas, Nevada


Call us for assistance

(702) 898-0554


Serving Las Vegas, Henderson, North Las Vegas and the entire state of Nevada

Three Ways to Enroll

1).  Apply by Phone

(702) 898-0554

2).  Apply in Person

(by appointment ONLY)

Please call to make an appointment

3).  Online Quote

Path Image - Insurance is confusing

Search This Website

Enter a search term here

Generic filters
Exact matches only
Search in title
Search in content

Why Go Anywhere Else?

When you can have an experienced and caring professional guide you.
Insurance Quotes | Plans | Coverage
Nevada Insurance Enrollment small logo - Insurance Agency in Las Vegas, Nevada
Read why it’s smart to use an insurance agent