Staying Alert For Auto Insurance Frauds

The most important thing we’d like to see you take from this auto insurance article is having an awareness of the depth and great lengths people (and criminal organizations) will go to scam insurance companies for money. All involving innocent people.

Call For FREE Help (702) 898-0554

Insurance Scammers Are Smarter Than You Think

If you feel like you are victim of an insurance scam accident, first thing to do is call 911. Take pictures of the other passengers and make note of who is in the car at the time of the accident. Take pictures of the damage and who was driving and note exactly what happened, along with getting all license plate numbers involved. Beware of “witnesses” at the scene.

Auto Insurance Scams - How to Avoid Being Victimized

See if you can find a witness you feel is totally neutral in the situation and get their information. Don’t settle with cash at the scene. You can call the special investigations unit of your insurance company and tell them you think you are being scammed in an insurance fraud plot.

There are some very entertaining YouTube video fail compilations of people trying to scam insurance companies. Just search for “auto insurance scams”. We prefer not to post any here, because most of them have offensive language, however, here’s a video by ABC News that shows scammers in action:

Protect Yourself From Auto Insurance Scams

We recommend you watch some of these videos on YouTube of people staging a crime involving innocent drivers trying to scam insurance companies for money. The reason we’re posting this is so you’ll have an awareness of the lengths desperate people and illegal organized enterprises will go to scam insurance companies for money. In the cases where there are organized criminal enterprises, (that are extreme menaces to our society), these scammers drive up all of our prices that we pay for insurance. Unfortunately, not all scammers are caught, so this drives the price up for all of us. 

Insurance fraud is a very serious crime. In Nevada, insurance fraud is a category D Felony, the prison sentence ranges from 1-4 years, also a fine up to $5000, and possible court costs. The person convicted of this could also be required to make payment to the State of Nevada for money spent investigating the case.

Additional examples of insurance fraud are exaggerating the damage to your car, damaging your own car and claiming it as an accident, pretending your car was stolen, lying on your application for auto insurance, faking injuries, etc.

Get a Fast & Free Online Quote
Farmers Insurance ad - Auto Insurance Agency in North Las Vegas, Nevada

Let Nevada Insurance Enrollment Guide You

By having a licensed auto insurance agent, you can rest assured all of your insurance needs will be met. We will always communicate any actions/changes that take place on your policy. Don’t hesitate to call us any time for assistance!

Related Articles:

Are You a High Risk Driver?

Does My Driving Record Affect My Auto Insurance Rate?

How Many Claims Before Auto Insurance Cancels Your Policy?

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Read More: Auto Insurance in Las Vegas, Nevada

 

Call us for assistance

(702) 898-0554

 

Serving Las Vegas, Henderson, North Las Vegas and the entire state of Nevada

Three  Ways to Enroll

1).  Apply by Phone

(702) 898-0554

2).  Apply in Person

4260 W. Craig Road #150-A
North Las Vegas, NV 89032

3).  Online Quote

Path Image - Insurance is confusing

Search This Website

Enter a search term here

Generic filters
Exact matches only
Search in title
Search in content

Why Go Anywhere Else?

When you can have an experienced and caring professional guide you.
Insurance Quotes | Plans | Coverage
Nevada Insurance Enrollment small logo - Insurance Agency in Las Vegas, Nevada
Read why it’s smart to use an insurance agent

DISCLAIMER: It is important to note that the information contained herein is made general for the purpose of explanation.  You should consult your policy for exclusions or other language that may alter your policy.

Nevada Insurance Quotes

Serving Las Vegas, Henderson, North Las Vegas and the entire State of Nevada

Auto | Homeowners | Health | Life | Medicare | Funeral / Cremation | Group Health | Short Term | Dental & Vision | Travel Insurance

Authorized Agent for: Nevada Health Link, Anthem Blue Cross & Blue Shield, Sierra Health & Life, Health Plan of Nevada, Aetna, Prominence, Hometown Health, Ambetter/Silver Summit

Farmers Insurance – Shelly Rogers Agency in Las Vegas, Nevada