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Adding Uninsured / Underinsured Motorist To Your Policy

Adding Uninsured / Underinsured Motorist To Your Policy

Uninsured and underinsured motorist coverage is used when you are hit by a driver that has insufficient coverage or no coverage at all. This optional coverage helps to compensate you for damages, up to your policy limit.

What Is Renters Insurance?

What Is Renters Insurance?

Renter’s insurance covers your personal property. If your property is damaged due to a covered peril such as a fire or theft, then you are compensated for your loss up to your policy limits. There are a variety of risks and events covered by renters insurance.

Original Equipment Manufacturer (OEM) vs Aftermarket Parts

Original Equipment Manufacturer (OEM) vs Aftermarket Parts

Do you have car damage that needs to be repaired or parts that need to be replaced? You may assume that the repairs will be done using OEM parts, which means “Original Equipment Manufacturer”, but this isn’t always the case so make sure to review the coverages you have in your auto insurance policy.

What is Gap Insurance?

What is Gap Insurance?

Gap insurance is optional auto insurance coverage that covers the difference between the actual cash value (ACV) and the amount owed on the loan of your car if your car is totaled or stolen. Standard auto insurance covers the current depreciated value of your car.

Updating an Auto Insurance Policy: When and How

Updating an Auto Insurance Policy: When and How

You don’t have to wait until renewal time to make adjustments to your auto policy. Updates can be made as circumstances in our lives change to ensure you have the proper coverage for your needs and budget.

How Collisions With Animals Affects Your Auto Insurance

How Collisions With Animals Affects Your Auto Insurance

Knowing how to react when they appear can greatly reduce your chances of being involved in an accident. While hitting an animal can be against your natural instincts, swerving to avoid it could cause a worse crash that ends up in major fatalities.

Coronavirus and Your Health Insurance

Coronavirus and Your Health Insurance

Nevada Health Link has responded to Governor Sisolak’s Emergency Declaration of March 12, 2020 due to the coronavirus, also known as COVID-19. It announced an Exceptional Circumstance Special Enrollment Period. This allows Nevada residents who missed the “Open Enrollment” period to enroll in a qualified health insurance plan through the state-based exchange platform.

Disclosing Health Care Prices – Trump’s Executive Order

Disclosing Health Care Prices – Trump’s Executive Order

The Department of Health and Human Services announced that there will be two new rules created to help improve competitive pricing between hospitals, health insurance issuers, and health plans. The effort is aimed at helping to empower patients when they make their health insurance decisions.

How Auto Insurance Works for Self-Driving Vehicles in Nevada

How Auto Insurance Works for Self-Driving Vehicles in Nevada

While self-driving vehicles may not be widely accepted yet, forward-collision warnings, blind-spot monitoring, lane-departure warnings, and similar components are the predecessors to what eventually will be self-driving options in high-end and mid-priced cars.

Auto Insurance On A Vehicle With A Salvaged Title

Auto Insurance On A Vehicle With A Salvaged Title

If all you have is a standard salvage title, it can be extremely difficult to get insurance since the car is not deemed legal to drive. It’s recommended that you first get the rebuilt title then work on getting some level of auto insurance coverage.

Auto Insurance For Unique, Exotic, and High Performance Cars

Auto Insurance For Unique, Exotic, and High Performance Cars

If you own a unique, sports, or exotic car, your driving habits are probably considerably different than most drivers. It makes sense, therefore, that your auto insurance coverage should be different as well. Your auto insurance company uses a vehicle’s make, model, horsepower, size, weight and number of cylinders to classify it as a sports or exotic car.

Understanding Your New Health Insurance Plan

Understanding Your New Health Insurance Plan

If you’ve recently enrolled in a health insurance plan, there are several things that you can do while you’re waiting for your coverage to begin. Being proactive while you’re waiting for coverage can ensure that you receive quality healthcare.

Telemedicine Benefits

Telemedicine Benefits

Telemedicine puts healthcare within reach of those who would otherwise have a difficult time visiting a doctor. If you have a severe sinus infection, the last thing you want to do is spend the afternoon in the doctor’s office.

Health Insurance: What is a Single Payer System?

Health Insurance: What is a Single Payer System?

A single-payer health care system is one in which there is one party that collects all healthcare fees and covers all health care costs. In theory, this could reduce medical costs because there would be significantly fewer entities involved in the system, thus cutting down on administrative costs.

What Is A State Based Health Insurance Exchange?

What Is A State Based Health Insurance Exchange?

In most cases, when someone is talking about state-based health insurance, they’re referring to a health insurance plan that is regulated by the Department of Insurance in that state. These plans are sold through state health insurance exchanges.

Understanding Your New Health Insurance Plan

Understanding Your New Health Insurance Plan

If you’ve recently enrolled in a health insurance plan, there are several things that you can do while you’re waiting for your coverage to begin. Being proactive while you’re waiting for coverage can ensure that you receive quality healthcare.

Telemedicine Benefits

Telemedicine Benefits

Telemedicine puts healthcare within reach of those who would otherwise have a difficult time visiting a doctor. If you have a severe sinus infection, the last thing you want to do is spend the afternoon in the doctor’s office.

Health Insurance: What is a Single Payer System?

Health Insurance: What is a Single Payer System?

A single-payer health care system is one in which there is one party that collects all healthcare fees and covers all health care costs. In theory, this could reduce medical costs because there would be significantly fewer entities involved in the system, thus cutting down on administrative costs.

What Is A State Based Health Insurance Exchange?

What Is A State Based Health Insurance Exchange?

In most cases, when someone is talking about state-based health insurance, they’re referring to a health insurance plan that is regulated by the Department of Insurance in that state. These plans are sold through state health insurance exchanges.

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