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2018

Health Insurance Plans for Year 2019 and Beyond

Health Insurance Plans for Year 2019 and Beyond

According to a recent study, health insurance premiums could increase for individual plans on the ACA marketplace between 35 and 94 percent by 2021. Concern over health care is nothing new; in fact, this is the fifth consecutive year that Americans have ranked health care as a top concern.

Health Insurance Plans for Year 2019 and Beyond

Health Insurance Could Become The Wild Wild West Once Again

At least for now, many aspects of ACA are still in place. Currently, an insurer can’t turn you away for a pre-existing condition, and long-term health insurance plans still have to provide coverage for ACA’s 10 essential health care benefits. Prior to 2010, private health insurance usually did not cover maternity, or preventative like it does now, and mental health was generally non-existent.

Health Insurance Plans for Year 2019 and Beyond

Repeal of the Individual Mandate

Health insurance, which has always been a topic surrounded by confusion, is doubly complicated as coverage requirements have evolved in recent years. Among the most significant changes was the individual mandate that was put into place under the Obama administration.

Health Insurance Plans for Year 2019 and Beyond

Back to Using Nevada Health Link

Nevada has taken the first steps toward an in-house enrollment site (Nevada Health Link), which would offer a better user experience and significant cost savings over Healthcare.gov. However, some experts see the merit in the switch, others are concerned that it will be a repeat of the 2014 fiasco.

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