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Nevada Health Link Issues 60 Day Extension

Nevada Health Link Issues 60 Day Extension

If you have an account registered on Nevada Health Link by 3/31/14 you will be allowed a 60 day extension to purchase a Health Insurance plan. Call for details

Health Insurance plan Unaffordable? Need Exemption?

Health Insurance plan Unaffordable? Need Exemption?

When individuals and families buy their own health insurance, IF the insurance is greater than 8% of your “household income”, it is considered “unaffordable” and you are not required to buy health insurance.

Nevada is using the “Benchmark” plan from HPN

Nevada is using the “Benchmark” plan from HPN

The State of Nevada is using the “Benchmark” plan from HPN – Health Plan of Nevada’s plan POS Group 1 C XV 500 HCR. This plan sets the standard as to how all the other “Qualified Health Plans“ in Nevada are now.

How To Spot Health Insurance Scams

How To Spot Health Insurance Scams

There are numerous health insurance options and navigating the system can feel a little daunting. Unfortunately, scammers take advantage of people’s confusion by pretending to offer cheap, hassle-free help with obtaining health insurance coverage.

Health Insurance Deductible

Health Insurance Deductible

A deductible is an amount you pay before the Insurance Company starts paying. Health insurance plans will have different deductibles. You’ll be expected to pay the whole medical bill out of your own pocket until you’ve paid your deductible.

Out of Pocket Maximum

Out of Pocket Maximum

Your out-of-pocket maximum is the most you’ll have to pay for covered services in a policy period (one year), each January 1st it starts over again, and that includes cost of medications too. After you reach this amount, your health insurance plan will pay 100%.

Qualifying Life Event

Qualifying Life Event

If you experience a major life change, then such a change is often considered a qualifying life event. Such life events affect your existing health insurance coverage and can make you eligible to change your coverage during the special enrollment period.

How To Spot Health Insurance Scams

How To Spot Health Insurance Scams

There are numerous health insurance options and navigating the system can feel a little daunting. Unfortunately, scammers take advantage of people’s confusion by pretending to offer cheap, hassle-free help with obtaining health insurance coverage.

Health Insurance Deductible

Health Insurance Deductible

A deductible is an amount you pay before the Insurance Company starts paying. Health insurance plans will have different deductibles. You’ll be expected to pay the whole medical bill out of your own pocket until you’ve paid your deductible.

Out of Pocket Maximum

Out of Pocket Maximum

Your out-of-pocket maximum is the most you’ll have to pay for covered services in a policy period (one year), each January 1st it starts over again, and that includes cost of medications too. After you reach this amount, your health insurance plan will pay 100%.

Qualifying Life Event

Qualifying Life Event

If you experience a major life change, then such a change is often considered a qualifying life event. Such life events affect your existing health insurance coverage and can make you eligible to change your coverage during the special enrollment period.

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