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Life Event

Home > definitions > Life Event

Life Event

You’ll have to act relatively quickly from the date of your “Life Event”. You’ll only have 60 days from the time of your Life Event to enroll into a health insurance plan. This 60 days is your “Special Enrollment Period”.

Some examples of a Life Event are:

  • Losing your existing health insurance coverage
  • Cobra expiring
  • Turning 26 and losing coverage through a parent’s plan or moving away or to college
  • Changes in marriage, birth or adoption of children, death
  • Gaining or losing a dependent
  • No longer eligible for Medicaid
  • Moving to a different zip code or county
  • Working seasonally and losing coverage, moving to or from a shelter
  • Changes in your income that affect the coverage you would qualify for
  • Becoming a US Citizen
  • Leaving incarceration
  • Membership into a federally recognized tribe or status change as an Alaska Native
  • AmeriCorps members change in service
  • Terminating (cancelling) your own insurance is not a life event.

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