With Individual and Family Health Insurance “Open Enrollment“ upon us (October 1st), we wanted to share another educational (but entertaining) video.
We will continue to update you as new information is available.




Get Ready for Obamacare
Another wonderful animated video from the Kaiser Family Foundation. It gives us a detailed overview of how the Affordable Care Act (Obamacare) will work and how this new law will affect all of us.
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Original Equipment Manufacturer (OEM) vs Aftermarket Parts
Do you have car damage that needs to be repaired or parts that need to be replaced? You may assume that the repairs will be done using OEM parts, which means “Original Equipment Manufacturer”, but this isn’t always the case so make sure to review the coverages you have in your auto insurance policy.




What is Gap Insurance?
Gap insurance is optional auto insurance coverage that covers the difference between the actual cash value (ACV) and the amount owed on the loan of your car if your car is totaled or stolen. Standard auto insurance covers the current depreciated value of your car.




Updating an Auto Insurance Policy: When and How
You don’t have to wait until renewal time to make adjustments to your auto policy. Updates can be made as circumstances in our lives change to ensure you have the proper coverage for your needs and budget.