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Group health insurance coverage is a health insurance policy that is purchased by an employer and is offered to employees (and typically to the employees’ family members) as a benefit of working for that company. It is usually part of a comprehensive benefits packages that employers provide for employees.
Dental and Vision Insurance in Nevada. Delta Dental, Metlife, and VSP Vision. Our health insurance agents are dental and vision insurance experts. We are a local Las Vegas health insurance broker with local, licensed and friendly health insurance agents. Call today and speak with one of our agents today.
Travel Insurance provides health insurance coverage for medical emergencies and evacuations outside of the United States. Emergency dental treatment is usually included and emergency transportation (ambulance, air lift) services are also covered. Typically, most insurance plans don’t cover outside the U.S., and any accident or illness would not be covered.
Short Term Health Insurance is usually purchased for short periods when waiting for a regular major medical insurance policy to begin. Sometimes individuals and/or families will use short term policies instead of getting a regular major medical policy. Short Term Health Insurance many times is used inbetween semesters for College students, in between jobs after you’ve quit and are waiting for your benefits to begin at your new job. Athletes will use short term policies to cover sport seasons.
Medicare Supplemental Insurance (Medigap) policies help pay some of the health care costs (“gaps”) that original Medicare doesn’t cover (like co-payments, coinsurance, and deductibles). If you have original Medicare and a Medigap policy, Medicare will pay its share of the Medicare-approved amounts for covered health care costs. Then your Medigap policy pays its share.
Medicare Advantage, “Part C” plans are offered by private insurance companies. Some plans have a zero $0 premium, some of them have a small premium. If you enroll into a Medicare Advantage Plan (during an enrollment period) you still have Medicare, it’s just that your medical claims will be paid by the private insurance company instead of Medicare.
Medicaid is a joint State/Federal health insurance program that is administered by the State. It provides health coverage for low-income individuals.
Medicare is a federal health insurance program for Americans 65 or older. Most U.S. citizens earn the right to enroll in Medicare by working and paying their taxes for a minimum required period. Even if you didn’t work long enough to be entitled to Medicare benefits, you may still be eligible to enroll, but you might have to pay more.
Affordable Individual and Family Health Insurance in Nevada. Get health insurance quotes and guidance from friendly, local licensed agents.