Switching Auto Insurance Companies Can Help You Save Money

If you’re like most people, when it comes time to renew your auto insurance, you simply stay with the insurer that you’ve known and trusted for years. For some, this hassle-free, set-it-and-forget-it approach works out fine. After all, some auto insurance companies even reward loyal customers with a discount on their auto insurance coverage. For many, however, this is a costly mistake. If it’s been a while since you’ve shopped around for auto insurance, you could be throwing hundreds of dollars away every year.

Post - How to Easily Switch Your Auto Insurance Policy in Las Vegas

Knowing When to Shop Around for Auto Insurance

While it’s a good idea to research other auto insurers a month or two before your current policy expires, you should also consider looking at your options any time you’ve had a major life change. If you’ve recently moved, gotten married, had a baby or purchased a new vehicle, you may be able to save money by switching to a different company.

Note that you want to shop around and purchase an auto insurance policy before your current auto insurance policy expires. Not only is driving without auto insurance illegal and potentially financially devastating, but you may end up paying a higher premium when you do purchase an auto insurance policy.

Talk to Your Auto Insurance Company

Let your current auto insurance company know that you are shopping around for auto insurance, and if you have any competing offers, let them know. Your auto insurance provider may be able to offer you a discount that you didn’t know was available to you and bring down your current rate.

Research Potential Penalties

While most auto insurance companies allow you to cancel at any time as long as proper notice is provided, there are some companies that penalize customers who cancel their policy before the term is up. If you’re canceling in the middle of a term, make sure that you understand any penalties or fees that you may have to pay.

Get a Fast & Free Online Quote

Farmers Insurance ad - Auto Insurance Agency in North Las Vegas, Nevada

Conduct Careful Research

Before purchasing a policy from a different auto insurance company, makes sure you conduct careful research to ensure that the company is a good fit for your needs. Factors to consider when researching an auto insurance company include the company’s customer complaint ratio, overall customer satisfaction and financial outlook.

Make Sure Your Old Policy Is Canceled

Be sure to notify your current company that you are canceling your policy. If you simply stop paying your premium, the auto insurance company may continue to bill you and may even report you to the credit bureaus for non-payment. Contact your current auto insurance provider to cancel your policy, and make sure to get written confirmation that you’ve canceled.

Get Help from an Auto Insurance Agent

Comparing auto insurance companies can be challenging. Different auto insurance providers have different coverage options and discounts, making it difficult to cross-compare. At Nevada Insurance Enrollment, our auto insurance agents specialize in helping you review your options and determine whether switching to a different auto insurance provider will save you money.

Related Articles:

Discounts You Can Use To Reduce Auto Insurance Premiums

Saving Money on Auto Insurance with Multi-Policy Discounts

Questions You Should Ask Your Auto Insurance Agent

Why Use an Insurance Agent?

Read More: Auto Insurance in Las Vegas, Nevada

Call us for assistance

(702) 898-0554

Serving Las Vegas, Henderson, North Las Vegas and the entire state of Nevada

Three  Ways to Enroll

1).  Apply by Phone

(702) 898-0554

2).  Apply in Person

4260 W. Craig Road #150-A
North Las Vegas, NV 89032

3).  Online Insurance Quote

Path Image - Insurance is confusing

Search This Website

Enter a search term here

Generic filters
Exact matches only
Search in title
Search in content

Why Go Anywhere Else?

When you can have an experienced and caring professional guide you.

Insurance Quotes | Plans | Coverage
Nevada Insurance Enrollment small logo - Insurance Agency in Las Vegas, Nevada
Read why it’s smart to use an insurance agent

DISCLAIMER: It is important to note that the information contained herein is made general for the purpose of explanation.  You should consult your policy for exclusions or other language that may alter your policy.

Nevada Insurance Enrollment

Serving Las Vegas, Henderson, North Las Vegas and the entire state of Nevada

Auto | Homeowners | Health | Life | Medicare | Funeral/Cremation | Group Health | Short Term | Dental/Vision | Travel Insurance

Farmers Insurance – Shelly Rogers Agency in North Las Vegas, Nevada