Does Free Auto Insurance Exist?

Most people don’t believe that there is such a thing as free car insurance. Interestingly, that’s not the case. A number of car owners have taken advantage of auto insurance coverage at no direct cost to them. While this may seem like quite a fair deal, it often falls short as free auto insurance is not without its stipulations.

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Free Auto Insurance Offers

Some states offer special car insurance for individuals who are experiencing difficult economic circumstances and can’t afford insurance. However, our point of focus is free insurance from dealers and car manufacturers. Usually, free car insurance is advertised and offered by car manufacturers as an incentive to bring in more buyers. Additionally, since car manufacturers sometimes offer financing, giving free car insurance is a way for them to guarantee protection on their investment.

Level of Coverage

The level of coverage will vary from offer to offer, but the standard thing is that such insurance will in most cases only meet the state minimum car insurance requirements. It’s important to read the agreement and its fine print before signing on the dotted line.

These offers are rarely if ever, advertised nationwide due to varying state insurance regulations.

Free Insurance Affects Bank Financing

Since most free car insurances only offer minimum coverage as per the state’s (check your state) requirements, lenders will most certainly not be on board with such offers. This is because when you finance a car using a loan, your lender technically owns the majority of the asset and would want to ensure it’s fully protected in case of an accident/damage. So, if you are looking to purchase your vehicle through a lender, you should do your due diligence about free car insurance.

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Looking to Save on Auto Insurance?

A cash rebate, extended warranty, or lower insurance rate is much more valuable than free insurance. While there are a range of factors that can affect your insurance premium, there are things you can do to get the most affordable and most dependable insurance for your situation. One of the best ways of saving on auto insurance is shopping around and comparing coverage and rates from multiple companies.

Most insurance companies offer free auto insurance quotes. Therefore, before you head out looking for a car, make sure you check prices with a local auto insurance agent to have an idea of what you can expect for your price range. Knowing the price points of what’s available on the market can raise your chances of getting the best deal for your money. Another way to save on your auto insurance coverage is to ask about any special discounts available.

Choose the Right Auto Insurance Coverage with Nevada Insurance Enrollment

Are you looking for affordable auto insurance rates in Las Vegas, Nevada? Nevada Insurance Enrollment takes pride in giving online insurance quotes from a company you can trust. The best part is, our quotes are completely free. Simply speak to one of our auto insurance agents to find your best rate.

Related Articles:

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Different Coverages That Are Available With Auto Insurance

Discounts You Can Use To Reduce Auto Insurance Premiums

Auto Insurance/Property Damage. Do You Have Enough Coverage?

Read More: Auto Insurance in Las Vegas, Nevada

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