Keeping Your Teen Safe on the Road
The 100-day period between Memorial Day and Labor Day is notoriously dangerous for young drivers. School is out and teen drivers spend more time behind the wheel, and unfortunately, the combination of inexperience and bad driving behaviors can be deadly. In fact, one report indicates that teen drivers are three times more likely to be involved in a deadly accident than older drivers.
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While it may be tempting to lock your teen up to limit the time they spend on the road, gaining valuable experience is among the best defenses against careless and costly mistakes. Instead, it is important to model good driving behaviors and help them understand the biggest culprits behind crashes.
The Top Three Factors Behind Fatal Crashes for Teen Drivers
As teen drivers spend more time on the road during their summer break, it is a good time to remind them how to stay safe behind the wheel.
Driving with Distractions
Distractions are the biggest danger for drivers of all ages, particularly for those who are less experienced and tend to have slower response times. Smartphone use, including answering calls, reading, or sending texts and looking at the GPS, is the biggest culprit behind distracted driving. Even hands-free methods of answering calls and texts can pull their attention from the road and should be used sparingly. However, interacting with other passengers in the vehicle can also be a big distraction that pulls your teen driver’s attention away from the road.
Remind your teen of the importance of minimizing distractions when driving. Encourage them to pull over to make phone calls or answer texts and consider limiting the number of passengers in their vehicle.
Forgetting to Buckle Up
Seat belt use is one of the simplest and most effective ways to save lives and cut down on injuries in car accidents. About 75% of those ejected from a vehicle in a collision die from their injuries. Seat belts help ensure that the driver and their passengers are secured in the event of an accident and should be used on every trip, regardless of how far or how fast the vehicle is going.
Ignoring Posted Speed Limits
Among crashes that were caused by a teen driver error, about one in five were due to driving too fast. Helping your teen driver to remember to follow posted speed limits, drive appropriately in certain weather and road conditions and give themselves plenty of stopping distance can help reduce accidents.
Saving Money on Auto Insurance with Nevada Insurance Enrollment
If your teen driver practices good driving habits, has taken a driver education course and has good grades, you may be able to save money on your auto insurance. Many companies reward safe drivers, including young drivers who tend to cost more to insure. Talking to an auto insurance agent at Nevada Insurance Enrollment can help you identify discounts that you qualify for and find the best auto insurance policy for your household’s needs.
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♦ Adding a Teen Driver to Your Auto Insurance Policy: What You Need to Know
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